Home Equity Line of Credit
With a Home Equity Line of Credit from SkyPoint, you can turn your home’s equity into extra cash you need. Simply tap into this line whenever you need it!
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Finance up to 100% of your home’s value minus your first mortgage balance
Get more out of your home’s value with 100% loan-to-value financing.
Loan amounts up to $250,000
Ensure you get the funds you need to achieve your goals with loan amounts up to $250,000.
Monthly payments based only on outstanding balance
Pay only when you have a balance on your line of credit.
Home Equity Line of Credit
| Loan-to-value | APR** (As low as) | Promotion |
|---|---|---|
| Up to 80% | 6.25 (Prime – 0.50%) | 4.49% Intro Rate for 12 months |
| 81% – 90% | 7.25 (Prime + 0.50%) | 4.49% Intro Rate for 12 months |
| 91% – 100% | 8.25 (Prime + 1.5%) | 4.49% Intro Rate for 12 months |
Limitless possibilities
Explore our other Home Equity options
From dream vacations to updating your kitchen, let your home help pay for it! A Home Equity from SkyPoint is perfect for whatever you have in store.
- Finance up to 100% of your home’s value minus your first mortgage balance
- Loan amounts up to $250,000
- Fixed repayment term up to 15 years
Get started today
Apply for your Home Equity loan in minutes!
** APR = Annual Percentage Rate *Introductory rate of 4.49% for 12 months for LTVs up to 90%, 4.99% for 12 months for LTVs 91-100%. After promotion period, standard rate of Prime + Margin will apply. Variable APR equal to the Prime Rate as published in “The Wall Street Journal” plus a margin specific to your loan. Prime Rate (currently 6.75%) with a minimum APR of 6.25% and a maximum APR of 18.00%. Rates current as of March 15, 2026, and are subject to change based on market conditions and borrower eligibility. Minimum advance of $10,000 at settlement required for introductory rate. Subject to credit approval. Your APR may be higher based on the prevailing variable-rate index value, your credit qualifications, the amount of your credit line, combined loan-to-value, and/or property type. Minimum credit line is $10,000. Maximum credit line is $250,000 based on LTV. SkyPoint pays closing costs (excluding taxes) in exchange for a $10,000 draw at settlement. Closing costs range $200-$1,500. If the credit line is closed within three years of open date borrower is responsible to reimburse credit union for closing costs paid by the credit union. Homeowner’s insurance is required. Flood insurance may be required. Offer does not apply to existing
SkyPoint credit lines. See a credit union representative for complete details.
