Skypoint Federal Credit Union

Phone# 301.279.1964
Routing# 255077891

Checking to Fit Your Life

Choose the way you experience SkyPoint Checking

Open nowCheck status

No Matter Your Account, It’s Full of Features

Keep as much or as little as you need.

There are no monthly or hidden service charges.

Enjoy convenient access to your funds anywhere Visa® is accepted.

Get what you need with online, mobile, and telephone banking.

Transfer from your savings account or personal line of credit.

Create the Right Experience for You

Find the account thats right for your lifestyle

Looking for the simple way to manage your money? A Simple Checking account is your solution! Simple Checking offers:

  • No minimum balance
  • No monthly service charges1
  • Free Visa® debit card with purchase rewards

Open Yours Today

Learn More

When you are looking for a little more from your checking account, choose Prime Checking from SkyPoint. Prime Checking’s features allow you to:

  • Earn up to 4.0% APY2 on your balance.
  • Get up to $20 in ATM fee refunds per month.1
  • Receive a free Visa® debit card.

Open a Prime Dividend Checking

Learn More

If earning cash back on your debit card purchases fits your lifestyle better, SkyPoint’s Pro Checking is where it’s at. Pro Checking’s features allow you to:

  • Earn 2% cash back on qualifying debit card transactions.3
  • Get up to $20 in ATM fee refunds per month.4
  • Receive a free Visa® debit card.

Open a Pro Cash Rewards Checking

Learn more

Open in 3 easy steps

SkyPoint Apply Now Savings
SkyPoint Account confirmation

Step 1

Eligibility

Double check your membership eligibility. You may qualify based on where you live, work, attend school, worship, or volunteer.

Step 2

Gather your information

We will need your personal information and a valid identification.

Step 3

Membership application

Submit a membership application. You can become a member with just a regular savings account and five dollars.

Get Started Today!

Open your new Checking account in minutes!

1There are certain fees that apply on an individual basis, such as the overdraft fee. See the Service Charge Schedule for details on the various charges SkyPoint may assess.

2APY is annual percentage yield. Members enrolled in SkyPoint Prime checking earn 4.0% APY on the first $20,000 in balances. Balances of $20,001+ earn 0.50% APY. Members must be enrolled in estatements, deposit at least $250 using ACH, and have at least 20 debit card transactions during the monthly period to qualify for the cash-back rebate.

3Members enrolled in SkyPoint Pro Checking earn 2% cash back rebate each month on all qualified debit card transactions during the month. Members must be enrolled in estatements, deposit or withdraw at least $250 using ACH, and have at least 20 debit card transactions during the monthly period to qualify for the cash-back rebate.

4Non-SkyPoint ATM fees will be reimbursed up to $20 per month for members enrolled in SkyPoint Pro or SkyPoint Prime Checking when qualifications are met. Members must be enrolled in estatements, deposit at least $250 using ACH, and have at least 20 debit card transactions during the monthly period to qualify for ATM fee refunds.

Resources to Help Guide You Through Life

~

Many Americans are Stressed About Money, 6 Ways to Cope

How Tariffs Could Mess With Your Pumpkin Spice

Facing Tariffs, Should Shoppers Seek ‘Made in USA’ Goods?

Shoppers who are concerned about tariffs driving up the costs of their favorite products might think that “Made in USA” goods could offer...