When You’re Looking for More From Your Checking
- Earn up to 4.00% APY1
- Earn 4.00% APY on the first $20,000 in balances and earn 0.50% APY on $20,001+ when your account qualifies each month.1
- Get up to $20 in ATM refunds2
- Get up to $20 in non-SkyPoint ATM fees reimbursed each month.
- Free Visa® debit card
- Get convenient access to your funds anywhere Visa® is accepted.
All SkyPoint checking accounts come with amazing benefits like:
Get what you need with online, mobile, and telephone banking.
Transfer from your savings account or personal line of credit.
When you’re short on cash, SkyPoint checking as you covered up to $750.³
High Yield Checking Rates
| High Yield Checking | Rate* | APY** |
|---|---|---|
| $0 – $20,000.00 | 3.93% | 4.00% |
| $20,000.01 and Over | 0.50% | 0.50% |
Create the Right Experience for You
Find the account thats right for your lifestyle
Looking for the simple way to manage your money? A Simple Checking account is your solution! Simple Checking offers:
- No minimum balance
- No monthly service charges1
- Free Visa® debit card with purchase rewards
If earning cash back on your debit card purchases fits your lifestyle better, SkyPoint’s Back Checking is where it’s at. Cash Back Checking features allow you to:
- Earn 2% cash back on qualifying debit card transactions.3
- Get up to $20 in ATM fee refunds per month.4
- Receive a free Visa® debit card.
Open in 3 easy steps
Get started today!
Open your new Checking account in minutes!
1APY is annual percentage yield. Members enrolled in SkyPoint Prime Checking earn 4.00% APY on the first $20,000 in balances. Balances $20,001+ earn 0.50% APY. Members must be enrolled in estatements, deposit at least $250 using ACH, and have at least 20 debit card transactions during the monthly period to qualify for the 4.00% APY rate.
2Non-SkyPoint ATM fees will be reimbursed up to $20 per month for members enrolled in SkyPoint Cash Back or SkyPoint High Yield Checking when qualifications are met. Members must be enrolled in e-statements, have at least $250 in ACH deposits, and have at least 20 debit card transactions during the monthly period to qualify for ATM fee refunds.
3Please refer to our Courtesy Pay Disclosure for more information.
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