Home - SkyPoint Federal Credit Union

Stress Less This Holiday Season

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Our Holiday Loan offers simple terms and competitive rates to help you enjoy the moment.

A Smart Place to Park Your Savings

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Earn more in just seven months with a fixed-rate SkyPoint Certificate.

Simple Way to Grow Your Savings.

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Earn a better rate than a regular savings account. Our Money Market special helps your money grow faster.

We're Better Twogether

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Refer a family member, friend or co-worker to SkyPoint and earn $100!

Let us help you simplify your banking...

Get started here!

I want to

Find a better checking account

I want to

Save more money

For less than 12 months For 1-5 years Not sure

I want to

Save more money

For retirement

Would you like your retirement funds to be insured?

Yes No

I want to

Find a low interest rate loan

To buy a car To buy a home To make home improvements For something else That is like a payday loan

I want to

Find a better credit card

To earn cash back To earn reward points With a low rate That is secured

I want to

Refinance

My car loan My home loan My credit card balance

Auto loans

As low as

4.84

%

APR*

Personal loans

As low as

7.49

%

APR*

Credit cards

As low as

10.99

%

APR*

Home equity

As low as

5.99

%

APR*

Check out more great loan and deposit rates

Simple convenience

Bill payment

No more stamps and stuffing envelopes. Pay your bills electronically. Point. Click. Pay. It’s FREE!

Credit score

View your credit in Online and Mobile Banking without having to log into another account.

E-Statements

View your statements days before the paper ones arrive! It’s fast, convenient and available 24/7.

Money management

Take control of your finances with an award winning Personal Financial Management tool!

Nationwide ATMs

Your money goes where you go! Our network has more than 80,000 surcharge-free ATMs throughout the US.

See all the great features

Join today

Apply for membership in 3 easy steps! Double check your eligibility here!

Get started

Resources to Help Guide You Through Life

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Is ‘Soft Saving’ Smart — or Short-Sighted?

If you’ve ever decided to save less cash in your retirement account so you could do more traveling or support an expensive hobby, you might be “soft saving” (and not even know it).

6 Ways to Reduce Financial Stress During Uncertain Times

When the economy feels uncertain, it’s easy to let that sense of unease slip into your personal finances.

Struggling to Set 2026 Financial Goals? Get an AI Assist

AI-powered platforms like ChatGPT and Google Gemini offer new ways to plan your 2026 financial goals. But how can you leverage them without compromising your privacy?

Your Security Is Our Priority

Learn more about how we keep you safe and what you can do to help protect yourself.

Christmas Notice Hours

We will close early at 12:00 PM on Wednesday, December 24, in observance of Christmas Eve. We will be closed on Thursday, December 25, for Christmas Day. Normal business hours will resume on Friday, December 26. Members may continue to access their accounts through online and mobile banking!

Stress Less This Holiday Season

~

A Smart Place to Park Your Savings

~

Simple Way to Grow Your Savings.

~

We're Better Twogether

~

Let us help you simplify your banking...

I want to

I want to

Save more money

I want to

Save more money

For retirement

Would you like your retirement funds to be insured?

I want to

Find a low interest rate loan

I want to

Find a better credit card

I want to

Refinance

Simple convenience

Bill payment

No more stamps and stuffing envelopes. Pay your bills electronically. Point. Click. Pay. It’s FREE!

Credit score

View your credit in Online and Mobile Banking without having to log into another account.

E-Statements

View your statements days before the paper ones arrive! It’s fast, convenient and available 24/7.

Money management

Take control of your finances with an award winning Personal Financial Management tool!

Nationwide ATMs

Your money goes where you go! Our network has more than 80,000 surcharge-free ATMs throughout the US.

Join today

Resources to Help Guide You Through Life

~

Is ‘Soft Saving’ Smart — or Short-Sighted?

If you’ve ever decided to save less cash in your retirement account so you could do more traveling or support an expensive hobby, you might be “soft saving” (and not even know it).

6 Ways to Reduce Financial Stress During Uncertain Times

When the economy feels uncertain, it’s easy to let that sense of unease slip into your personal finances.

Struggling to Set 2026 Financial Goals? Get an AI Assist

AI-powered platforms like ChatGPT and Google Gemini offer new ways to plan your 2026 financial goals. But how can you leverage them without compromising your privacy?