*APR = Annual Percentage Rate. The APR offered for the above loans may be higher than the rate stated based on certain credit worthiness criteria. The above auto loan rates include a 0.25% discount for automatic transfer payments. If the automatic transfer payment stops, for any reason, the APR may increase to the undiscounted rate. Rates are dependent on individual qualification and are subject to change at any time without notice. Contact the credit union for full details.

** A new vehicle is eligible for a refinance with the above rates if you are the original owner, the vehicle was purchased within the last 6 months and is current (2026) or previous (2023) model year.

*APR = Annual Percentage Rate. The APR offered for the above loans may be higher than the rate stated based on certain credit worthiness criteria. The above auto loan rates include a 0.25% discount for automatic transfer payments. If the automatic transfer payment stops, for any reason, the APR may increase to the undiscounted rate. Rates are dependent on individual qualification and are subject to change at any time without notice. Contact the credit union for full details.

*APR = Annual Percentage Rate. The APR offered for the above loans may be higher than the rate stated based on certain credit worthiness criteria. The above auto loan rates include a 0.25% discount for automatic transfer payments. If the automatic transfer payment stops, for any reason, the APR may increase to the undiscounted rate. Rates are dependent on individual qualification and are subject to change at any time without notice. Contact the credit union for full details.

** A new RV/Boat is eligible for a refinance with the above rates if you are the original owner, the vehicle was purchased within the last 6 months and is current (2026) or previous (2023) model year.

*APR = Annual Percentage Rate. The APR offered for the above loans may be higher than the rate stated based on certain credit worthiness criteria. The above auto loan rates include a 0.25% discount for automatic transfer payments. If the automatic transfer payment stops, for any reason, the APR may increase to the undiscounted rate. Rates are dependent on individual qualification and are subject to change at any time without notice. Contact the credit union for full details.

* APR = Annual Percentage Rate. The APR offered for the above loans may be higher than the rate stated based on certain credit worthiness criteria. The above loan rates include a 0.25% discount for automatic transfer payments. If the automatic transfer payment stops, for any reason, the APR may increase to the undiscounted rate. Rates are dependent on individual qualification and are subject to change at any time without notice. Contact the credit union for full details.

* APR = Annual Percentage Rate.

** The Flex Loan has a $20 non-refundable loan application fee.

* APR = Annual Percentage Rate. The APR offered for the above loans may be higher than the rate stated based on certain credit worthiness criteria. Rates are dependent on individual qualification and are subject to change at any time without notice. Contact the credit union for full details.

** APR = Annual Percentage Rate *Introductory rate of 4.49% for 12 months for LTVs up to 90%, 4.99% for 12 months for LTVs 91-100%. After promotion period, standard rate of Prime + Margin will apply. Variable APR equal to the Prime Rate as published in “The Wall Street Journal” plus a margin specific to your loan. Prime Rate (currently 6.75%) with a minimum APR of 6.25% and a maximum APR of 18.00%. Rates current as of March 15, 2026, and are subject to change based on market conditions and borrower eligibility. Minimum advance of $10,000 at settlement required for introductory rate. Subject to credit approval. Your APR may be higher based on the prevailing variable-rate index value, your credit qualifications, the amount of your credit line, combined loan-to-value, and/or property type. Minimum credit line is $10,000. Maximum credit line is $250,000 based on LTV. SkyPoint pays closing costs (excluding taxes) in exchange for a $10,000 draw at settlement. Closing costs range $200-$1,500. If the credit line is closed within three years of open date borrower is responsible to reimburse credit union for closing costs paid by the credit union. Homeowner’s insurance is required. Flood insurance may be required. Offer does not apply to existing SkyPoint credit lines. See a credit union representative for complete details.

View our current mortgage loan rates here.

¹ Members with only a Regular Savings are subject to a minimum balance requirement. Failure to meet this requirement may result in a fee. Please refer to the Service Charge Schedule for more information. Limit of one Regular Savings per membership.

* Rate = Dividend Rate.

** APY=Annual percentage yield. Rates are subject to change without notice at any time. The stated APY is accurate as of 04/16/26. Fees may reduce earnings.

* Rate = Dividend Rate.

** APY=Annual percentage yields. Rates are subject to change without notice at any time. The stated APY is accurate as of 04/16/26. Fees may reduce earnings.

* Rate = Dividend Rate

** APY = Annual Percentage Yield. Rates are subject to change at any time without notice. The stated APY is accurate as of 04/16/26. Fees may reduce earnings.

¹ Minimum deposit of $35,000 to earn the stated rate. Balances below $35,000 will earn the published savings rate.

* Rate = Dividend Rate

** APY = Annual Percentage Yield. Rates are subject to change at any time without notice. The stated APY is accurate as of 04/16/26. Fees may reduce earnings.

¹ Minimum deposit is $1,000. Substantial penalty may apply for early withdrawal. Dividends are paid monthly. Contact the credit union for complete details.

² APY=Annual Percentage Yield. Rates are subject to change at any time without notice. The stated APY is accurate as of 04/16/26. Minimum deposit is $1,000. This certificate will renew at a 6-month term unless otherwise asked for by the party holding the certificate. IRA certificates are not eligible. Early withdrawal penalties apply. Dividends are paid monthly. Contact the credit union for complete details.

³ APY=Annual Percentage Yield. Rates are subject to change at any time without notice. The stated APY is accurate as of 04/16/26. Minimum deposit is $1,000. This certificate will renew at a six (6) month term unless otherwise asked for by the party holding the certificate. IRA certificates are not eligible. Early withdrawal penalties apply. Dividends are paid monthly. New Money Requirement: This promotional CD rate is available for new funds only. New funds are defined as deposits not currently held by SkyPoint Federal Credit Union. Funds transferred from existing SkyPoint Federal Credit Union accounts, including maturing certificates of deposit, are not eligible. Contact the credit union for complete details.

* Rate = Dividend Rate.

** APY=Annual percentage yields. Rates are subject to change without notice at any time. The stated APY is accurate as of 04/16/26. Fees may reduce earnings.

*APR = Annual Percentage Rate. The APR offered for the above loans may be higher than the rate stated based on certain credit worthiness criteria. The above auto loan rates include a 0.25% discount for automatic transfer payments. If the automatic transfer payment stops, for any reason, the APR may increase to the undiscounted rate. Rates are dependent on individual qualification and are subject to change at any time without notice. Contact the credit union for full details.

** A new vehicle is eligible for a refinance with the above rates if you are the original owner, the vehicle was purchased within the last 6 months and is current (2026) or previous (2023) model year.

*APR = Annual Percentage Rate. The APR offered for the above loans may be higher than the rate stated based on certain credit worthiness criteria. The above auto loan rates include a 0.25% discount for automatic transfer payments. If the automatic transfer payment stops, for any reason, the APR may increase to the undiscounted rate. Rates are dependent on individual qualification and are subject to change at any time without notice. Contact the credit union for full details.

* APR = Annual Percentage Rate. The APR offered for the above loans may be higher than the rate stated based on certain credit worthiness criteria. The above loan rates include a 0.25% discount for automatic transfer payments. If the automatic transfer payment stops, for any reason, the APR may increase to the undiscounted rate. Rates are dependent on individual qualification and are subject to change at any time without notice. Contact the credit union for full details.

* APR = Annual Percentage Rate. The APR offered for the above loans may be higher than the rate stated based on certain credit worthiness criteria. Rates are dependent on individual qualification and are subject to change at any time without notice. Contact the credit union for full details.