{"id":72,"date":"2021-04-26T14:40:20","date_gmt":"2021-04-26T14:40:20","guid":{"rendered":"https:\/\/www.skypointfcu.com\/wph\/workarearoot\/bank\/money-market"},"modified":"2023-08-23T16:10:26","modified_gmt":"2023-08-23T20:10:26","slug":"money-market","status":"publish","type":"page","link":"https:\/\/www.skypointfcu.com\/wph\/workarea\/bank\/money-market\/","title":{"rendered":"Money Market"},"content":{"rendered":"<div class=\"band content-hero-v003 content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature-wrap-title\"><h1>Money Market made simple<\/h1><h4>Your dividend rate depends on the balance you keep in the account. The higher your balance, the more you earn.<\/h4><a href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?popup-form=true&#038;popup-type=2&#038;&#038;yes-uri=https:\/\/app.loanspq.com\/xa\/xpressapp.aspx?lenderref=mcefcu080615&#038;type=2&#038;scenario=MMExisting&#038;referralsource=Website&#038;BRANCHID=3690c1163d914f11ade008f458f87160&#038;no-uri=https:\/\/app.loanspq.com\/xa\/xpressapp.aspx?lenderref=mcefcu080615&#038;type=1&#038;scenario=MMNew&#038;referralsource=Website&#038;BRANCHID=3690c1163d914f11ade008f458f87160\" target=\"_self\" class=\"btn-blue-1\">Open now<\/a><a href=\"https:\/\/app.loanspq.com\/cu\/ViewSubmittedLoans.aspx?lenderref=mcefcu080615\" target=\"_self\" class=\"btn-blue-1\">Check status<\/a><\/div><div class=\"feature-wrap-image\"><figure class=\"feature-wrap-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-hero-family-barefoot-couch-kids-e1627328973530.jpg\" alt=\"\"><\/figure><\/div><\/div><\/div><\/div>\n\n<div class=\"band\"><div class=\"zone zone-custom-content-block-3\"><div class=\"zone-title\"><h2>Easy access to higher dividends.<\/h2><\/div><div class=\"feature-wrap\">\n<div class=\"feature clickable-div clickableDiv\"><div class=\"feature-padding\"><button class=\"feature-image panel-closed\" ncr-toggle=\"no_fees\"><figure class=\"feature-image-inner\" style=\"color:block-color-1\"><span class=\"fa fa-ban\" aria-label=\"icon\" role=\"img\"><\/span><\/figure><h2>No fees<\/h2><span class=\"fas fa-caret-down\" aria-label=\"caret\" role=\"img\"><\/span><\/button><!--feature-image--><div class=\"feature-content panel-closed panel-off-900 panel-accordion\" ncr-panel=\"no_fees\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><p>No monthly or hidden service charges.<\/p><\/div><\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div>\n\n<div class=\"feature clickable-div clickableDiv\"><div class=\"feature-padding\"><button class=\"feature-image panel-closed\" ncr-toggle=\"write_checks\"><figure class=\"feature-image-inner\" style=\"color:block-color-2\"><span class=\"fa fa-pencil-alt\" aria-label=\"icon\" role=\"img\"><\/span><\/figure><h2>Write checks<\/h2><span class=\"fas fa-caret-down\" aria-label=\"caret\" role=\"img\"><\/span><\/button><!--feature-image--><div class=\"feature-content panel-closed panel-off-900 panel-accordion\" ncr-panel=\"write_checks\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><p>Write up to three checks per month.<\/p><\/div><\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div>\n\n<div class=\"feature clickable-div clickableDiv\"><div class=\"feature-padding\"><button class=\"feature-image panel-closed\" ncr-toggle=\"24_7_access\"><figure class=\"feature-image-inner\" style=\"color:block-color-3\"><span class=\"fa fa-mobile-alt\" aria-label=\"icon\" role=\"img\"><\/span><\/figure><h2>24\/7 access<\/h2><span class=\"fas fa-caret-down\" aria-label=\"caret\" role=\"img\"><\/span><\/button><!--feature-image--><div class=\"feature-content panel-closed panel-off-900 panel-accordion\" ncr-panel=\"24_7_access\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><p>With online, mobile and telephone banking.<\/p><\/div><\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div>\n<\/div><!--feature-wrap--><\/div><!--band-cta--><\/div>\n\n<div class=\"band content-fullwidth band-custom-tabbed-content-1\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature-wrap-title\"><h2>Money Market that\u2019s full of features<\/h2><h4>Explore our Money Market options<\/h4><\/div><div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content\">\n<div class=\"feature-cta\"><a href=\"javascript:void(0);\" class=\"panel-closed\" ncr-toggle=\"moneymarket_img_tab\"><span class=\"text\">Money Market<\/span><\/a><\/div><div class=\"feature-content-text panel-closed panel-accordion panel-cant-close panel-no-trap\" ncr-panel=\"moneymarket_img_tab\"><div class=\"feature-content-text-promo\"><div class=\"feature-content-text-promo-image\"><figure class=\"feature-content-text-promo-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-promo-woman-couch-sitting-relaxed.jpg\" alt=\"\"><\/figure><\/div><div class=\"feature-content-text-promo-cta\">\n\n<p>A flexible way to earn more.<\/p>\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">No fees<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Write up to three checks per month<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Minimum deposit of $1,000<\/li>\n<\/ul>\n<p><a class=\"btn-blue-1\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?popup-form=true&amp;popup-type=2&amp;&amp;yes-uri=https:\/\/app.loanspq.com\/xa\/xpressapp.aspx?lenderref=mcefcu080615&amp;type=2&amp;scenario=MMExisting&amp;referralsource=Website&amp;BRANCHID=3690c1163d914f11ade008f458f87160&amp;no-uri=https:\/\/app.loanspq.com\/xa\/xpressapp.aspx?lenderref=mcefcu080615&amp;type=1&amp;scenario=MMNew&amp;referralsource=Website&amp;BRANCHID=3690c1163d914f11ade008f458f87160\">Open now<\/a><\/p>\n\n<\/div><\/div><\/div>\n\n<div class=\"feature-cta\"><a href=\"javascript:void(0);\" class=\"panel-closed\" ncr-toggle=\"premiummoneymarket_img_tab\"><span class=\"text\">Premium Money Market<\/span><\/a><\/div><div class=\"feature-content-text panel-closed panel-accordion panel-cant-close panel-no-trap\" ncr-panel=\"premiummoneymarket_img_tab\"><div class=\"feature-content-text-promo\"><div class=\"feature-content-text-promo-image\"><figure class=\"feature-content-text-promo-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-promo-couple-piggyback-joy.jpg\" alt=\"couple\"><\/figure><\/div><div class=\"feature-content-text-promo-cta\">\n\n<p>Earn higher dividends on your savings with a higher deposit.<\/p>\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">No fees<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Write up to three checks per month<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Minimum deposit of $35,000<\/li>\n<\/ul>\n<p><a class=\"btn-blue-1\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?popup-form=true&amp;popup-type=2&amp;&amp;yes-uri=https:\/\/app.loanspq.com\/xa\/xpressapp.aspx?lenderref=mcefcu080615&amp;type=2&amp;scenario=PMMExisting&amp;referralsource=Website&amp;BRANCHID=3690c1163d914f11ade008f458f87160&amp;no-uri=https:\/\/app.loanspq.com\/xa\/xpressapp.aspx?lenderref=mcefcu080615&amp;type=1&amp;scenario=PMMNew&amp;referralsource=Website&amp;BRANCHID=3690c1163d914f11ade008f458f87160\">Open now<\/a><\/p>\n\n<\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"band content-fullwidth-match band-custom-table-1\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature\"><div class=\"feature-padding\"><h2>Money Market rates<\/h2><div class=\"table-responsive\">\n<p>\n<table id=\"tablepress-15\" class=\"tablepress tablepress-id-15\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Money Market<\/th><th class=\"column-2\">Rate*<\/th><th class=\"column-3\">APY**<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">$1,000 &#8211; $9,999.99<\/td><td class=\"column-2\">1.00%<\/td><td class=\"column-3\">1.00%<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">$10,000 &#8211; $24,999.99<\/td><td class=\"column-2\">1.29%<\/td><td class=\"column-3\">1.30%<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">$25,000 &#8211; $49,999.99<\/td><td class=\"column-2\">1.39%<\/td><td class=\"column-3\">1.40%<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">$50,000 and Over<\/td><td class=\"column-2\">1.59%<\/td><td class=\"column-3\">1.60%<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\"><b>Premium Money Market &#185;<\/b><\/td><td class=\"column-2\">Rate*<\/td><td class=\"column-3\"><b>APY**<\/b><\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\">$100 -$34,999.99<\/td><td class=\"column-2\">0.05%<\/td><td class=\"column-3\">0.05%<\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\">$35,000 and Over<\/td><td class=\"column-2\">1.74%<\/td><td class=\"column-3\">1.75%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n\n<\/div><div class=\"feature-cta\"><a class=\"btn-blue-1  hidden\" href=\"\" target=\"_self\"><\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"band content-fullwidth band-custom-feature-slider\"><div class=\"band-title\"><h2>Open an account in 3 easy steps<\/h2><\/div><div class=\"band-image\"><figure class=\"band-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-hero-beachgrass.jpg\" alt=\"beach grass\"><\/figure><\/div><div class=\"zone\">\n<div class=\"feature-wrap feature-wrap-custom-feature-slider-images\">\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/07\/phone-image_applynow3-355x490-1.png\" alt=\"SkyPoint Apply Now Money Market\"><\/figure><\/div><\/div><\/div>\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/07\/phone-image_MB-accounts1-355x490-1.png\" alt=\"SkyPoint Money Market\"><\/figure><\/div><\/div><\/div>\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/07\/phone-image_loans4-355x490-2.png\" alt=\"SkyPoint Account confirmation\"><\/figure><\/div><\/div><\/div>\n<\/div>\n\n<div class=\"feature-wrap feature-wrap-custom-feature-slider-nav\">\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><h3>Step 1<\/h3><h4>Open<\/h4><p>Click on the Open now button on this page.<\/p><\/div><\/div><\/div><\/div>\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><h3>Step 2<\/h3><h4>Product<\/h4><p>Select your product from the selection screen.<\/p><\/div><\/div><\/div><\/div>\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><h3>Step 3<\/h3><h4>Review &#038; Submit<\/h4><p>Review your information and submit your application.<\/p><\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n<div class=\"band content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap feature-wrap-custom-product-block blue-blue\"><div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><h2>Get started today<\/h2><p>Open your Money Market in minutes!<\/p><\/div><\/div><div class=\"feature-cta\"><a class=\"\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?popup-form=true&#038;popup-type=2&#038;&#038;yes-uri=https:\/\/app.loanspq.com\/xa\/xpressapp.aspx?lenderref=mcefcu080615&#038;type=2&#038;scenario=MMExisting&#038;referralsource=Website&#038;BRANCHID=3690c1163d914f11ade008f458f87160&#038;no-uri=https:\/\/app.loanspq.com\/xa\/xpressapp.aspx?lenderref=mcefcu080615&#038;type=1&#038;scenario=MMNew&#038;referralsource=Website&#038;BRANCHID=3690c1163d914f11ade008f458f87160\" target=\"_self\">Open now<\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<p class=\"has-small-font-size\">* Rate = Dividend Rate<\/p>\n\n\n\n<p class=\"has-small-font-size\">** APY = Annual Percentage Yield. Rates are subject to change at any time without notice. The stated APY is accurate as of 05\/18\/26. Fees may reduce earnings.<\/p>\n\n\n\n<p class=\"has-small-font-size\">\u00b9 Minimum deposit of $35,000 to earn the stated rate. Balances below $35,000 will earn the published savings rate.<\/p>\n","protected":false},"excerpt":{"rendered":"* Rate = Dividend Rate ** APY = Annual Percentage Yield. Rates are subject to change at any time without notice. The stated APY is accurate as of . Fees may reduce earnings. \u00b9 Minimum deposit of $35,000 to earn the stated rate. Balances below $35,000 will earn the published savings rate.","protected":false},"author":1,"featured_media":0,"parent":65,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"template_back.php","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","attr_excerpt":[],"footnotes":""},"class_list":["post-72","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Money Market - SkyPoint Federal Credit Union<\/title>\n<meta name=\"description\" content=\"SkyPoint Credit Union offers higher dividends while having easy access to your money with a Money Market account.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Money Market - SkyPoint Federal Credit Union\" \/>\n<meta property=\"og:description\" content=\"SkyPoint Credit Union offers higher dividends while having easy access to your money with a Money Market account.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/bank\/money-market\/\" \/>\n<meta property=\"og:site_name\" content=\"SkyPoint Federal Credit Union\" \/>\n<meta property=\"article:modified_time\" content=\"2023-08-23T20:10:26+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.skypointfcu.com\/wph\/workarea\/bank\/money-market\/\",\"url\":\"https:\/\/www.skypointfcu.com\/wph\/workarea\/bank\/money-market\/\",\"name\":\"Money Market - 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