{"id":66,"date":"2021-04-26T14:40:20","date_gmt":"2021-04-26T14:40:20","guid":{"rendered":"https:\/\/www.skypointfcu.com\/wph\/workarearoot\/bank\/savings"},"modified":"2022-04-26T08:47:50","modified_gmt":"2022-04-26T12:47:50","slug":"savings","status":"publish","type":"page","link":"https:\/\/www.skypointfcu.com\/wph\/workarea\/bank\/savings\/","title":{"rendered":"Savings"},"content":{"rendered":"<div class=\"band content-hero-v003 content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature-wrap-title\"><h1>Savings made simple<\/h1><h4>Savings accounts that fit your lifestyle<\/h4><a href=\"https:\/\/app.loanspq.com\/apply.aspx?lenderref=mcefcu080615&#038;list=XA1S&#038;referralsource=Website&#038;BRANCHID=3690c1163d914f11ade008f458f87160\" target=\"_self\" class=\"btn-blue-1\">Open now<\/a><a href=\"https:\/\/app.loanspq.com\/cu\/ViewSubmittedLoans.aspx?lenderref=mcefcu080615\" target=\"_self\" class=\"btn-blue-1\">Check status<\/a><\/div><div class=\"feature-wrap-image\"><figure class=\"feature-wrap-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-hero-mom-daughter-kitchen-hug-e1627394241183.jpg\" alt=\"\"><\/figure><\/div><\/div><\/div><\/div>\n\n<div class=\"band\"><div class=\"zone zone-custom-content-block-3\"><div class=\"zone-title\"><h2>Savings that\u2019s full of features<\/h2><\/div><div class=\"feature-wrap\">\n<div class=\"feature clickable-div clickableDiv\"><div class=\"feature-padding\"><button class=\"feature-image panel-closed\" ncr-toggle=\"free_online_and_mobile_banking\"><figure class=\"feature-image-inner\" style=\"color:block-color-2\"><span class=\"fa fa-tv\" aria-label=\"icon\" role=\"img\"><\/span><\/figure><h2>Free online and mobile banking<\/h2><span class=\"fas fa-caret-down\" aria-label=\"caret\" role=\"img\"><\/span><\/button><!--feature-image--><div class=\"feature-content panel-closed panel-off-900 panel-accordion\" ncr-panel=\"free_online_and_mobile_banking\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><p>Access your account information 24\/7.<\/p><\/div><\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div>\n\n<div class=\"feature clickable-div clickableDiv\"><div class=\"feature-padding\"><button class=\"feature-image panel-closed\" ncr-toggle=\"earn_dividends\"><figure class=\"feature-image-inner\" style=\"color:block-color-3\"><span class=\"fa fa-dollar-sign\" aria-label=\"icon\" role=\"img\"><\/span><\/figure><h2>Earn dividends<\/h2><span class=\"fas fa-caret-down\" aria-label=\"caret\" role=\"img\"><\/span><\/button><!--feature-image--><div class=\"feature-content panel-closed panel-off-900 panel-accordion\" ncr-panel=\"earn_dividends\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><p>With just $100.<\/p><\/div><\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div>\n\n<div class=\"feature clickable-div clickableDiv\"><div class=\"feature-padding\"><button class=\"feature-image panel-closed\" ncr-toggle=\"direct_deposit\"><figure class=\"feature-image-inner\" style=\"color:block-color-4\"><span class=\"fa fa-bolt\" aria-label=\"icon\" role=\"img\"><\/span><\/figure><h2>Direct deposit<\/h2><span class=\"fas fa-caret-down\" aria-label=\"caret\" role=\"img\"><\/span><\/button><!--feature-image--><div class=\"feature-content panel-closed panel-off-900 panel-accordion\" ncr-panel=\"direct_deposit\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><p>Send your paycheck directly to your account.<\/p><\/div><\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div>\n<\/div><!--feature-wrap--><\/div><!--band-cta--><\/div>\n\n<div class=\"band content-fullwidth band-custom-tabbed-content-1\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature-wrap-title\"><h2>Savings accounts fit for your lifestyle<\/h2><h4>Explore our savings options<\/h4><\/div><div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content\">\n<div class=\"feature-cta\"><a href=\"javascript:void(0);\" class=\"panel-closed\" ncr-toggle=\"regularsavings_img_tab\"><span class=\"text\">Regular Savings<\/span><\/a><\/div><div class=\"feature-content-text panel-closed panel-accordion panel-cant-close panel-no-trap\" ncr-panel=\"regularsavings_img_tab\"><div class=\"feature-content-text-promo\"><div class=\"feature-content-text-promo-image\"><figure class=\"feature-content-text-promo-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-promo-dad-kid-knees-flying.jpg\" alt=\"\"><\/figure><\/div><div class=\"feature-content-text-promo-cta\">\n\n<p>Looking to start your relationship with SkyPoint Federal Credit Union? Our Regular Savings account will get you started!<sup>1<\/sup><\/p>\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Free online and mobile banking<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Earn dividends<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Direct deposit<\/li>\n<\/ul>\n<p><a class=\"btn-blue-1\" href=\"https:\/\/app.loanspq.com\/apply.aspx?lenderref=mcefcu080615&amp;list=XA1S&amp;referralsource=Website&amp;BRANCHID=3690c1163d914f11ade008f458f87160\">Join today<\/a>&nbsp;<a class=\"btn-blue-1\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/bank\/savings\/regular-savings\/\">Learn more<\/a><\/p>\n\n<\/div><\/div><\/div>\n\n<div class=\"feature-cta\"><a href=\"javascript:void(0);\" class=\"panel-closed\" ncr-toggle=\"specialsavings_img_tab\"><span class=\"text\">Special Savings<\/span><\/a><\/div><div class=\"feature-content-text panel-closed panel-accordion panel-cant-close panel-no-trap\" ncr-panel=\"specialsavings_img_tab\"><div class=\"feature-content-text-promo\"><div class=\"feature-content-text-promo-image\"><figure class=\"feature-content-text-promo-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-promo-dad-daughter-icecream-laugh-e1627567581893.jpg\" alt=\"\"><\/figure><\/div><div class=\"feature-content-text-promo-cta\">\n\n<p>Saving for something special? Open a Special Savings account to keep that special money separate.<\/p>\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Customize<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">No minimum balance<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Free online and mobile banking<\/li>\n<\/ul>\n<p><a class=\"btn-blue-1\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?popup-form=true&amp;popup-type=2&amp;&amp;yes-uri=https:\/\/app.loanspq.com\/xa\/xpressapp.aspx?lenderref=mcefcu080615&amp;type=2&amp;scenario=Savings&amp;referralsource=Website&amp;BRANCHID=3690c1163d914f11ade008f458f87160&amp;no-uri=https:\/\/app.loanspq.com\/xa\/xpressApp.aspx?lenderref=mcefcu080615&amp;type=1&amp;referralsource=Website&amp;BRANCHID=3690c1163d914f11ade008f458f87160\">Open now<\/a> <a class=\"btn-blue-1\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/bank\/savings\/special-savings\/\">Learn more<\/a><\/p>\n\n<\/div><\/div><\/div>\n\n<div class=\"feature-cta\"><a href=\"javascript:void(0);\" class=\"panel-closed\" ncr-toggle=\"summersavings_img_tab\"><span class=\"text\">Summer Savings<\/span><\/a><\/div><div class=\"feature-content-text panel-closed panel-accordion panel-cant-close panel-no-trap\" ncr-panel=\"summersavings_img_tab\"><div class=\"feature-content-text-promo\"><div class=\"feature-content-text-promo-image\"><figure class=\"feature-content-text-promo-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-promo-woman-podcaster-e1627394269943.jpg\" alt=\"\"><\/figure><\/div><div class=\"feature-content-text-promo-cta\">\n\n<p>Designed specifically for 10-month school employees, the Summer Savings account will help you bridge the income gap in the summer.<\/p>\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">No minimum balance<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Penalty-free withdrawals<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Direct deposit<\/li>\n<\/ul>\n<p><a class=\"btn-blue-1\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?popup-form=true&amp;popup-type=2&amp;&amp;yes-uri=https:\/\/app.loanspq.com\/xa\/xpressapp.aspx?lenderref=mcefcu080615&amp;type=2&amp;scenario=Savings&amp;referralsource=Website&amp;BRANCHID=3690c1163d914f11ade008f458f87160&amp;no-uri=https:\/\/app.loanspq.com\/xa\/xpressApp.aspx?lenderref=mcefcu080615&amp;type=1&amp;referralsource=Website&amp;BRANCHID=3690c1163d914f11ade008f458f87160\">Open now<\/a> <a class=\"btn-blue-1\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/bank\/savings\/summer-savings\/\">Learn more<\/a><\/p>\n\n<\/div><\/div><\/div>\n\n<div class=\"feature-cta\"><a href=\"javascript:void(0);\" class=\"panel-closed\" ncr-toggle=\"holidayclubsavings_img_tab\"><span class=\"text\">Holiday Club Savings<\/span><\/a><\/div><div class=\"feature-content-text panel-closed panel-accordion panel-cant-close panel-no-trap\" ncr-panel=\"holidayclubsavings_img_tab\"><div class=\"feature-content-text-promo\"><div class=\"feature-content-text-promo-image\"><figure class=\"feature-content-text-promo-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-promo-fall-shopping-bags.jpg\" alt=\"\"><\/figure><\/div><div class=\"feature-content-text-promo-cta\">\n\n<p>Saving money for the holiday season is easy with a Holiday Club Savings account!<\/p>\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">No minimum balance<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Free online and mobile banking<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Penalty-free withdrawals<\/li>\n<\/ul>\n<p><a class=\"btn-blue-1\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?popup-form=true&amp;popup-type=2&amp;&amp;yes-uri=https:\/\/app.loanspq.com\/xa\/xpressapp.aspx?lenderref=mcefcu080615&amp;type=2&amp;scenario=Savings&amp;referralsource=Website&amp;BRANCHID=3690c1163d914f11ade008f458f87160&amp;no-uri=https:\/\/app.loanspq.com\/xa\/xpressApp.aspx?lenderref=mcefcu080615&amp;type=1&amp;referralsource=Website&amp;BRANCHID=3690c1163d914f11ade008f458f87160\">Open now<\/a> <a class=\"btn-blue-1\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/bank\/savings\/holiday-club-savings\/\">Learn more<\/a><\/p>\n\n<\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"band content-fullwidth-match band-custom-table-1\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature\"><div class=\"feature-padding\"><h2>Savings rates<\/h2><div class=\"table-responsive\">\n<p>\n<table id=\"tablepress-13\" class=\"tablepress tablepress-id-13\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Product<\/th><th class=\"column-2\">Rate*<\/th><th class=\"column-3\">APY**<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Regular Savings <sup>1<\/sup><\/td><td class=\"column-2\">0.05%<\/td><td class=\"column-3\">0.05%<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Special Savings<\/td><td class=\"column-2\">0.05%<\/td><td class=\"column-3\">0.05%<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Summer Savings<\/td><td class=\"column-2\">0.05%<\/td><td class=\"column-3\">0.05%<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">Holiday Savings<\/td><td class=\"column-2\">0.05%<\/td><td class=\"column-3\">0.05%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n\n<\/div><div class=\"feature-cta\"><a class=\"btn-blue-1  hidden\" href=\"\" target=\"_self\"><\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"band content-fullwidth band-custom-feature-slider\"><div class=\"band-title\"><h2>Open in 3 easy steps<\/h2><\/div><div class=\"band-image\"><figure class=\"band-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-hero-kites-sky-swoosh.jpg\" alt=\"kites flying\"><\/figure><\/div><div class=\"zone\">\n<div class=\"feature-wrap feature-wrap-custom-feature-slider-images\">\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/07\/phone-image_applynow-355x490-1.png\" alt=\"SkyPoint Apply Now Savings\"><\/figure><\/div><\/div><\/div>\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/07\/phone-image_loans6-355x490-1.png\" alt=\"\"><\/figure><\/div><\/div><\/div>\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/07\/phone-image_loans4-355x490-2.png\" alt=\"SkyPoint Account confirmation\"><\/figure><\/div><\/div><\/div>\n<\/div>\n\n<div class=\"feature-wrap feature-wrap-custom-feature-slider-nav\">\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><h3>Step 1<\/h3><h4>Eligibility<\/h4><p>Double check your membership eligibility. You may qualify based on where you live, work, attend school, worship, or volunteer.<\/p><\/div><\/div><\/div><\/div>\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><h3>Step 2<\/h3><h4>Gather your information<\/h4><p>We will need your personal information and a valid identification.<\/p><\/div><\/div><\/div><\/div>\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><h3>Step 3<\/h3><h4>Membership application<\/h4><p>Submit a membership application. You can become a member with just a regular savings account and five dollars.<\/p><\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n<div class=\"band content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap feature-wrap-custom-product-block blue-blue\"><div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><h2>Get started today<\/h2><p>Open your savings account in minutes!<\/p><\/div><\/div><div class=\"feature-cta\"><a class=\"\" href=\"https:\/\/app.loanspq.com\/apply.aspx?lenderref=mcefcu080615&#038;list=XA1S&#038;referralsource=Website&#038;BRANCHID=3690c1163d914f11ade008f458f87160\" target=\"_self\">Open now<\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<p class=\"has-small-font-size\"><sup>1<\/sup> Members with only a Regular Savings are subject to a minimum balance requirement. Failure to meet this requirement may result in a fee. Please refer to the <a aria-label=\"undefined (opens in a new tab)\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/Service-Charge-Schedule-12.21.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Service Charge Schedule<\/a> for more information. Limit of one Regular Savings per membership.<\/p>\n\n\n\n<p class=\"has-small-font-size\">* Rate = Dividend Rate.<\/p>\n\n\n\n<p class=\"has-small-font-size\">** APY=Annual percentage yield. Rates are subject to change without notice at any time. The stated APY is accurate as of 04\/30\/26. Fees may reduce earnings.<\/p>\n","protected":false},"excerpt":{"rendered":"1 Members with only a Regular Savings are subject to a minimum balance requirement. Failure to meet this requirement may result in a fee. Please refer to the Service Charge Schedule for more information. Limit of one Regular Savings per membership. * Rate = Dividend Rate. ** APY=Annual percentage yield. Rates are subject to change [&hellip;]","protected":false},"author":1,"featured_media":0,"parent":65,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template_back.php","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","attr_excerpt":[],"footnotes":""},"class_list":["post-66","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Savings - SkyPoint Federal Credit Union<\/title>\n<meta name=\"description\" content=\"SkyPoint Credit Union provides great savings account options to fit your lifestyle with competitve rates.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Savings - SkyPoint Federal Credit Union\" \/>\n<meta property=\"og:description\" content=\"SkyPoint Credit Union provides great savings account options to fit your lifestyle with competitve rates.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.skypointfcu.com\/bank\/savings\/\" \/>\n<meta property=\"og:site_name\" content=\"SkyPoint Federal Credit Union\" \/>\n<meta property=\"article:modified_time\" content=\"2022-04-26T12:47:50+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.skypointfcu.com\/bank\/savings\/\",\"url\":\"https:\/\/www.skypointfcu.com\/bank\/savings\/\",\"name\":\"Savings - 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