{"id":63,"date":"2021-04-26T14:40:20","date_gmt":"2021-04-26T14:40:20","guid":{"rendered":"https:\/\/www.skypointfcu.com\/wph\/workarearoot\/borrow\/personal\/pathway-loan"},"modified":"2024-02-16T17:25:09","modified_gmt":"2024-02-16T21:25:09","slug":"pathway-loan","status":"publish","type":"page","link":"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/personal\/pathway-loan\/","title":{"rendered":"Pathway Loan"},"content":{"rendered":"<div class=\"band content-hero-v003 content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature-wrap-title\"><h1>Pathway loan<\/h1><h4>SkyPoint is committed to helping our communities and members with all aspects of their financial life. To help our members manage the expenses related to the immigration process, SkyPoint has developed the Pathway loan.<\/h4><a href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?popup-form=true&#038;popup-type=1&#038;loantype=pl\" target=\"_self\" class=\"btn-blue-1\">Apply now<\/a><a href=\"https:\/\/app.loanspq.com\/cu\/ViewSubmittedLoans.aspx?lenderref=mcefcu080615\" target=\"_self\" class=\"btn-blue-1\">Check status<\/a><\/div><div class=\"feature-wrap-image\"><figure class=\"feature-wrap-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/SKY_PathwayHeader_1600x780_B-scaled.jpg\" alt=\"man looking at computer\"><\/figure><\/div><\/div><\/div><\/div>\n\n<div class=\"band content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap feature-wrap-promos-2\">\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/Circle_21.jpg\" alt=\"woman with laptop and cup\"><\/figure><\/div><!--feature-image--><div class=\"feature-content\"><div class=\"feature-content-text\"><h2>Loan options<\/h2>\n\n<ul>\n<li>Loan amounts up to $4,000; $1,255 per immigration application<\/li>\n<li>Payback terms up to 36 months<\/li>\n<li>Fixed rate of 9.9% APR*<\/li>\n<\/ul>\n\n<\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div><!--feature-->\n<\/div><!--feature-wrap--><\/div><\/div>\n\n<div class=\"editor\">\n<div class=\"promoSmallWrap moduleBigButton\">\n<div class=\"innerWrap\">\n<div class=\"whiteWrapTitle\">&nbsp;<\/div>\n<\/div>\n<\/div>\n<div class=\"promoSmallWrap contentWrapBack\">\n<div class=\"innerWrap contentOuter\">\n<div class=\"contentBack\">\n<div class=\"col1\">\n<h3>How do I start my Pathway loan?<\/h3>\n<p>SkyPoint offers a variety of ways to start your loan process. You can apply by:<\/p>\n<ul>\n<li>SkyPoint Online Banking<\/li>\n<li>SkyPoint Mobile App<\/li>\n<li>SkyPoint Website<\/li>\n<li>Call SkyPoint<\/li>\n<li>Visit a SkyPoint branch<\/li>\n<\/ul>\n<p>Please select Immigration Expenses as the purpose when applying through Online Banking, the Mobile App, or our Website.<\/p>\n<h3>When applying, members will need the following documentation:<\/h3>\n<ul>\n<li>Photo ID (Passport, driver&#8217;s license, student ID or other state issued ID)<\/li>\n<li>Proof of address- if applicable (utility bill, lease agreement, change of address card)<\/li>\n<li>Verification of income (paystubs, tax returns, W2, letter from employer or alternative ability to repay loan)<\/li>\n<li>Social Security Number<\/li>\n<\/ul>\n<h3>SkyPoint is Here to Help<\/h3>\n<p>As part of the Pathway loan, SkyPoint offers complimentary financial education and credit counseling. All members applying for the Pathway Loan are eligible to receive these services. Topics such as how to make loan payments, who to contact for financial assistance, and more, are provided to borrowers.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><!--editor--><\/p>\n\n<div class=\"band content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap feature-wrap-custom-product-block blue-blue\"><div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><h2>Get started today<\/h2><p>Apply for your Pathway loan in minutes!<\/p><\/div><\/div><div class=\"feature-cta\"><a class=\"\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?popup-form=true&#038;popup-type=1&#038;loantype=pl\" target=\"_self\">Apply now<\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<p>* APR = Annual Percentage Rate. The APR offered for the above loans may be higher than the rate stated based on certain credit worthiness criteria. Rates are dependent on individual qualification and are subject to change at any time without notice. Payment example: $4,000 at 9.90% APR; 36 monthly payments of approximately $128.88. Contact the credit union for full details.<\/p>\n","protected":false},"excerpt":{"rendered":"&nbsp; How do I start my Pathway loan? SkyPoint offers a variety of ways to start your loan process. You can apply by: SkyPoint Online Banking SkyPoint Mobile App SkyPoint Website Call SkyPoint Visit a SkyPoint branch Please select Immigration Expenses as the purpose when applying through Online Banking, the Mobile App, or our Website. [&hellip;]","protected":false},"author":1,"featured_media":0,"parent":62,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template_back.php","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","attr_excerpt":[],"footnotes":""},"class_list":["post-63","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pathway Loan - SkyPoint Federal Credit Union<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pathway Loan - SkyPoint Federal Credit Union\" \/>\n<meta property=\"og:description\" content=\"&nbsp; How do I start my Pathway loan? SkyPoint offers a variety of ways to start your loan process. 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