{"id":59,"date":"2021-04-26T14:40:20","date_gmt":"2021-04-26T14:40:20","guid":{"rendered":"https:\/\/www.skypointfcu.com\/wph\/workarearoot\/borrow\/home-equity\/home-equity-line-of-credit"},"modified":"2026-03-24T15:56:58","modified_gmt":"2026-03-24T19:56:58","slug":"home-equity-line-of-credit","status":"publish","type":"page","link":"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/home-equity\/home-equity-line-of-credit\/","title":{"rendered":"Home Equity Line of Credit"},"content":{"rendered":"

Home Equity Line of Credit<\/h1>

With a Home Equity Line of Credit from SkyPoint, you can turn your home\u2019s equity into extra cash you need. Simply tap into this line whenever you need it!<\/h4>Apply now<\/a>Check status<\/a><\/div>
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Finance up to 100% of your home’s value minus your first mortgage balance<\/h2>\n\n

Get more out of your home’s value with 100% loan-to-value financing.<\/p>\n\n<\/div><\/div><\/div><\/div>\n\n

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Loan amounts up to $250,000<\/h2>\n\n

Ensure you get the funds you need to achieve your goals with loan amounts up to $250,000.<\/p>\n\n<\/div><\/div><\/div><\/div>\n\n

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Monthly payments based only on outstanding balance<\/h2>\n\n

Pay only when you have a balance on your line of credit.<\/p>\n\n<\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n\n

Home Equity Line of Credit<\/h2>
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\n\n\n\n\t\n\n\t\n\t\n\t
Loan-to-value<\/th>APR** (As low as)<\/th>Promotion<\/th>\n<\/tr>\n<\/thead>\n
Up to 80%<\/td>6.25 (Prime – 0.50%)<\/td>4.49% Intro Rate for 12 months<\/td>\n<\/tr>\n
81% – 90%<\/td>7.25 (Prime + 0.50%)<\/td>4.49% Intro Rate for 12 months<\/td>\n<\/tr>\n
91% – 100%<\/td>8.25 (Prime + 1.5%)<\/td>4.49% Intro Rate for 12 months<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n\n<\/div>
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Limitless possibilities<\/h2>

Explore our other Home Equity options<\/h4><\/div>
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Home Equity Installment Loan<\/span><\/a><\/div>
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From dream vacations to updating your kitchen, let your home help pay for it! A Home Equity from SkyPoint is perfect for whatever you have in store.<\/p>\n