{"id":58,"date":"2021-04-26T14:40:20","date_gmt":"2021-04-26T14:40:20","guid":{"rendered":"https:\/\/www.skypointfcu.com\/wph\/workarearoot\/borrow\/home-equity\/home-equity-installment-loan"},"modified":"2024-02-09T14:25:18","modified_gmt":"2024-02-09T18:25:18","slug":"home-equity-installment-loan","status":"publish","type":"page","link":"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/home-equity\/home-equity-installment-loan\/","title":{"rendered":"Home Equity Installment Loan"},"content":{"rendered":"<div class=\"band content-hero-v003 content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature-wrap-title\"><h1>Home Equity Installment Loan<\/h1><h4>From dream vacations to updating your kitchen, let your home help pay for it! A Home Equity from SkyPoint is perfect for whatever you have in store.<\/h4><a href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?popup-form=true&#038;popup-type=1&#038;loantype=he\" target=\"_self\" class=\"btn-blue-1\">Apply now<\/a><a href=\"https:\/\/app.loanspq.com\/cu\/ViewSubmittedLoans.aspx?lenderref=mcefcu080615\" target=\"_self\" class=\"btn-blue-1\">Check status<\/a><\/div><div class=\"feature-wrap-image\"><figure class=\"feature-wrap-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/06\/img-hero-couple_kitchen.jpg\" alt=\"couple in kitchen\"><\/figure><\/div><\/div><\/div><\/div>\n\n<div class=\"band content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap feature-wrap-promos-2\">\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-promo-man-home-computer.jpg\" alt=\"man home computer\"><\/figure><\/div><!--feature-image--><div class=\"feature-content\"><div class=\"feature-content-text\"><h2>Finance up to 100% of your home&#8217;s value minus your first mortgage balance<\/h2>\n\n<p>Get more out of your home&#8217;s value with 100% loan-to-value financing.<\/p>\n\n<\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div><!--feature-->\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-promo-woman-laptop-storeroom-smile-e1626713271234.jpg\" alt=\"\"><\/figure><\/div><!--feature-image--><div class=\"feature-content\"><div class=\"feature-content-text\"><h2>Loan amounts up to $250,000<\/h2>\n\n<p>Ensure you get the funds you need to achieve your goals with loan amounts up to $250,000.<\/p>\n\n<\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div><!--feature-->\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/07\/img-promo-homeequity_installment_600x400.jpg\" alt=\"happy couple\"><\/figure><\/div><!--feature-image--><div class=\"feature-content\"><div class=\"feature-content-text\"><h2>Fixed repayment term up to 15 years<\/h2>\n\n<p>Set the repayment term of your loan, up to 15 years.<\/p>\n\n<\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div><!--feature-->\n<\/div><!--feature-wrap--><\/div><\/div>\n\n<div class=\"band content-fullwidth-match band-custom-table-1\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature\"><div class=\"feature-padding\"><h2>Home Equity Installment Loan<\/h2><div class=\"table-responsive\">\n<p>\n<table id=\"tablepress-6\" class=\"tablepress tablepress-id-6\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Loan-to-value<\/th><th class=\"column-2\">5 Year APR* (As low as)<\/th><th class=\"column-3\">10 Year APR* (As low as)<\/th><th class=\"column-4\">15 Year APR* (As low as)<\/th><th class=\"column-5\">Promotion<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Up to 80%<\/td><td class=\"column-2\">5.99%<\/td><td class=\"column-3\">6.49%<\/td><td class=\"column-4\">6.99%<\/td><td class=\"column-5\">Closing Cost Promotion: Credit union will pay up to $1,000 in closing costs (excluding taxes)<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">81% &#8211; 90%<\/td><td class=\"column-2\">6.74%<\/td><td class=\"column-3\">7.24%<\/td><td class=\"column-4\">7.74%<\/td><td class=\"column-5\">Promotion: Credit union will pay up to $1,000 in closing costs (excluding taxes)<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">91% &#8211; 100%<\/td><td class=\"column-2\">7.74%<\/td><td class=\"column-3\">8.24%<\/td><td class=\"column-4\">8.74%<\/td><td class=\"column-5\">Promotion: Credit union will pay up to $1,000 in closing costs (excluding taxes)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n\n<\/div><div class=\"feature-cta\"><a class=\"btn-blue-1  hidden\" href=\"\" target=\"_self\"><\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"band content-fullwidth band-custom-tabbed-content-1\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature-wrap-title\"><h2>Limitless possibilities<\/h2><h4>Explore our other Home Equity options<\/h4><\/div><div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content\">\n<div class=\"feature-cta\"><a href=\"javascript:void(0);\" class=\"panel-closed\" ncr-toggle=\"homeequitylineofcredit_img_tab\"><span class=\"text\">Home Equity Line of Credit<\/span><\/a><\/div><div class=\"feature-content-text panel-closed panel-accordion panel-cant-close panel-no-trap\" ncr-panel=\"homeequitylineofcredit_img_tab\"><div class=\"feature-content-text-promo\"><div class=\"feature-content-text-promo-image\"><figure class=\"feature-content-text-promo-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-hero-couple-paint-swatches-floor.jpg\" alt=\"couple with paint\"><\/figure><\/div><div class=\"feature-content-text-promo-cta\">\n\n<p>With a Home Equity Line of Credit from SkyPoint, you can turn your home\u2019s equity into extra cash you need. Simply tap into this line whenever you need it!<\/p>\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Finance up to 100% of your home&#8217;s value minus your first mortgage balance<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Loan amounts up to $250,000<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Monthly payments based only on outstanding balance<\/li>\n<\/ul>\n<p><a class=\"btn-blue-1\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?popup-form=true&amp;popup-type=1&amp;loantype=he\">Apply now<\/a> <a class=\"btn-blue-1\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/home-equity\/home-equity-line-of-credit\/\">Learn more<\/a><\/p>\n\n<\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"band content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap feature-wrap-custom-product-block blue-blue\"><div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><h2>Get started today<\/h2><p>Apply for your Home Equity loan in minutes!<\/p><\/div><\/div><div class=\"feature-cta\"><a class=\"\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?popup-form=true&#038;popup-type=1&#038;loantype=he\" target=\"_self\">Apply now<\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<p>* APR = Annual Percentage Rate. The APR offered for the above loans may be higher than the rate stated based on certain credit worthiness criteria.\u00a0Rates are dependent on individual qualification and are subject to change at any time without notice. Contact the credit union for full details.<\/p>\n","protected":false},"excerpt":{"rendered":"* APR = Annual Percentage Rate. The APR offered for the above loans may be higher than the rate stated based on certain credit worthiness criteria.\u00a0Rates are dependent on individual qualification and are subject to change at any time without notice. Contact the credit union for full details.","protected":false},"author":1,"featured_media":0,"parent":57,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template_back.php","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","attr_excerpt":[],"footnotes":""},"class_list":["post-58","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Home Equity Installment Loan - SkyPoint Federal Credit Union<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Home Equity Installment Loan - SkyPoint Federal Credit Union\" \/>\n<meta property=\"og:description\" content=\"* APR = Annual Percentage Rate. 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