{"id":56,"date":"2021-04-26T14:40:20","date_gmt":"2021-04-26T14:40:20","guid":{"rendered":"https:\/\/www.skypointfcu.com\/wph\/workarearoot\/borrow\/flex-loan"},"modified":"2024-09-03T15:48:47","modified_gmt":"2024-09-03T19:48:47","slug":"flex-loan","status":"publish","type":"page","link":"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/flex-loan\/","title":{"rendered":"Flex Loan"},"content":{"rendered":"<div class=\"band content-hero-v003 content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature-wrap-title\"><h1>Flex Loan<\/h1><h4>Life is full of surprises \u2013 some of them financial! If you\u2019re suddenly faced with an unexpected expense, a Flex Loan provides that extra cushion when payday\u2019s too far away.<\/h4><a href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/tob\/live\/usp-core\/app\/ql\/all\/5babb56080\" target=\"_self\" class=\"btn-blue-1\">Sign in &#038; apply<\/a><\/div><div class=\"feature-wrap-image\"><figure class=\"feature-wrap-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/07\/promo-main_FlexLoan_1600x640-e1626712904417.jpg\" alt=\"couple on couch\"><\/figure><\/div><\/div><\/div><\/div>\n\n<div class=\"band\"><div class=\"zone zone-custom-content-block-3\"><div class=\"zone-title\"><h2>For your unexpected needs<\/h2><\/div><div class=\"feature-wrap\">\n<div class=\"feature clickable-div clickableDiv\"><div class=\"feature-padding\"><button class=\"feature-image panel-closed\" ncr-toggle=\"no_credit_check\"><figure class=\"feature-image-inner\" style=\"color:block-color-1\"><span class=\"fa fa-ban\" aria-label=\"icon\" role=\"img\"><\/span><\/figure><h2>No credit check<\/h2><span class=\"fas fa-caret-down\" aria-label=\"caret\" role=\"img\"><\/span><\/button><!--feature-image--><div class=\"feature-content panel-closed panel-off-900 panel-accordion\" ncr-panel=\"no_credit_check\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><p>When you apply for a Flex Loan, there&#8217;s no credit check required.<\/p><\/div><\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div>\n\n<div class=\"feature clickable-div clickableDiv\"><div class=\"feature-padding\"><button class=\"feature-image panel-closed\" ncr-toggle=\"quick_approval_and_funding\"><figure class=\"feature-image-inner\" style=\"color:block-color-3\"><span class=\"fa fa-bolt\" aria-label=\"icon\" role=\"img\"><\/span><\/figure><h2>Quick approval and funding<\/h2><span class=\"fas fa-caret-down\" aria-label=\"caret\" role=\"img\"><\/span><\/button><!--feature-image--><div class=\"feature-content panel-closed panel-off-900 panel-accordion\" ncr-panel=\"quick_approval_and_funding\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><p>The Flex Loan process is fast. Apply and get your money the same day!<\/p><\/div><\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div>\n\n<div class=\"feature clickable-div clickableDiv\"><div class=\"feature-padding\"><button class=\"feature-image panel-closed\" ncr-toggle=\"loan_amounts\"><figure class=\"feature-image-inner\" style=\"color:block-color-2\"><span class=\"fa fa-dollar-sign\" aria-label=\"icon\" role=\"img\"><\/span><\/figure><h2>Loan amounts<\/h2><span class=\"fas fa-caret-down\" aria-label=\"caret\" role=\"img\"><\/span><\/button><!--feature-image--><div class=\"feature-content panel-closed panel-off-900 panel-accordion\" ncr-panel=\"loan_amounts\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><p>Loan amounts from $250 &#8211; $1,000<sup>1<\/sup><\/p><\/div><\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div>\n\n<div class=\"feature clickable-div clickableDiv\"><div class=\"feature-padding\"><button class=\"feature-image panel-closed\" ncr-toggle=\"digital_application\"><figure class=\"feature-image-inner\" style=\"color:\"><span class=\"fa fa-mobile-alt\" aria-label=\"icon\" role=\"img\"><\/span><\/figure><h2>Digital application<\/h2><span class=\"fas fa-caret-down\" aria-label=\"caret\" role=\"img\"><\/span><\/button><!--feature-image--><div class=\"feature-content panel-closed panel-off-900 panel-accordion\" ncr-panel=\"digital_application\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><p>Must apply in Online or Mobile Banking<\/p><\/div><\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div>\n\n<div class=\"feature clickable-div clickableDiv\"><div class=\"feature-padding\"><button class=\"feature-image panel-closed\" ncr-toggle=\"loan_limit\"><figure class=\"feature-image-inner\" style=\"color:\"><span class=\"fa fa-thumbs-up\" aria-label=\"icon\" role=\"img\"><\/span><\/figure><h2>Loan limit<\/h2><span class=\"fas fa-caret-down\" aria-label=\"caret\" role=\"img\"><\/span><\/button><!--feature-image--><div class=\"feature-content panel-closed panel-off-900 panel-accordion\" ncr-panel=\"loan_limit\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><p>Maximum of one open Flex Loan at a time<sup>2<\/sup><\/p><\/div><\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div>\n\n<div class=\"feature clickable-div clickableDiv\"><div class=\"feature-padding\"><button class=\"feature-image panel-closed\" ncr-toggle=\"membership_status\"><figure class=\"feature-image-inner\" style=\"color:\"><span class=\"fa fa-check\" aria-label=\"icon\" role=\"img\"><\/span><\/figure><h2>Membership status<\/h2><span class=\"fas fa-caret-down\" aria-label=\"caret\" role=\"img\"><\/span><\/button><!--feature-image--><div class=\"feature-content panel-closed panel-off-900 panel-accordion\" ncr-panel=\"membership_status\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><p>Account open for minimum of 3 months and in good standing<\/p><\/div><\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div>\n<\/div><!--feature-wrap--><\/div><!--band-cta--><\/div>\n\n<div class=\"band content-fullwidth-match band-custom-table-1\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature\"><div class=\"feature-padding\"><h2>Flex Loan rates<\/h2><div class=\"table-responsive\">\n<p>\n<table id=\"tablepress-4\" class=\"tablepress tablepress-id-4\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Loan Amount<\/th><th class=\"column-2\">APR*<\/th><th class=\"column-3\">Term<\/th><th class=\"column-4\">Application Fee**<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">$250.00 &#8211; $500.00<\/td><td class=\"column-2\">28.0%<\/td><td class=\"column-3\">Up to 3 months<\/td><td class=\"column-4\">$20<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">$500.01 &#8211; $1,000.00<\/td><td class=\"column-2\">28.0%<\/td><td class=\"column-3\">Up to 6 months<\/td><td class=\"column-4\">$20<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n\n<\/div><div class=\"feature-cta\"><a class=\"btn-blue-1  hidden\" href=\"\" target=\"_self\"><\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"band content-fullwidth band-custom-feature-slider\"><div class=\"band-title\"><h2>Apply in 3 easy steps<\/h2><\/div><div class=\"band-image\"><figure class=\"band-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-hero-hammock-tropics.jpg\" alt=\"hammock\"><\/figure><\/div><div class=\"zone\">\n<div class=\"feature-wrap feature-wrap-custom-feature-slider-images\">\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/07\/phone-image_MB_home-355x490-1.png\" alt=\"\"><\/figure><\/div><\/div><\/div>\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/07\/phone-image_MB-more-menu-355x490-1.png\" alt=\"\"><\/figure><\/div><\/div><\/div>\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/07\/phone-image_MB_flex-loan-355x490-1.png\" alt=\"Flex loan\"><\/figure><\/div><\/div><\/div>\n<\/div>\n\n<div class=\"feature-wrap feature-wrap-custom-feature-slider-nav\">\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><h3>Step 1<\/h3><h4>Log in<\/h4><p>Log in to mobile or online banking.<\/p><\/div><\/div><\/div><\/div>\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><h3>Step 2<\/h3><h4>More menu<\/h4><p>Head to the more menu and look for Flex Loan.<\/p><\/div><\/div><\/div><\/div>\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><h3>Step 3<\/h3><h4>Submit<\/h4><p>Submit your application and get your money the same day.<\/p><\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n<div class=\"band content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap feature-wrap-custom-product-block blue-blue\"><div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><h2>Get started today<\/h2><p>Apply for your Flex Loan in minutes!<\/p><\/div><\/div><div class=\"feature-cta\"><a class=\"\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/tob\/live\/usp-core\/app\/ql\/all\/5babb56080\" target=\"_self\">Sign in &#038; apply<\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<p><sup>1<\/sup> Additional criteria may apply. For more information, please contact the loan department at 301.279.1964.<\/p>\n\n\n\n<p><sup>2<\/sup> Limit of 3 Flex Loans in a 6-month time period.<\/p>\n\n\n\n<p>* APR = Annual Percentage Rate. Payment example: $1,000 at 28.00% APR; 6 monthly payments of approximately $180.54.<\/p>\n\n\n\n<p>** The Flex Loan has a $20 non-refundable loan application fee.<\/p>\n","protected":false},"excerpt":{"rendered":"1 Additional criteria may apply. For more information, please contact the loan department at 301.279.1964. 2 Limit of 3 Flex Loans in a 6-month time period. * APR = Annual Percentage Rate. Payment example: $1,000 at 28.00% APR; 6 monthly payments of approximately $180.54. ** The Flex Loan has a $20 non-refundable loan application fee.","protected":false},"author":1,"featured_media":0,"parent":45,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"template_back.php","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","attr_excerpt":[],"footnotes":""},"class_list":["post-56","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Flex Loan - SkyPoint Federal Credit Union<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Flex Loan - SkyPoint Federal Credit Union\" \/>\n<meta property=\"og:description\" content=\"1 Additional criteria may apply. 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