{"id":54,"date":"2021-04-26T14:40:20","date_gmt":"2021-04-26T14:40:20","guid":{"rendered":"https:\/\/www.skypointfcu.com\/wph\/workarearoot\/borrow\/credit-cards\/visa-platinum"},"modified":"2026-01-26T18:50:27","modified_gmt":"2026-01-26T22:50:27","slug":"visa-platinum","status":"publish","type":"page","link":"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/credit-cards\/visa-platinum\/","title":{"rendered":"Visa Platinum"},"content":{"rendered":"<div class=\"band content-hero-v003 content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature-wrap-title\"><h1>Visa Platinum<\/h1><h4>Whether you\u2019re paying for everyday expenses or making larger purchases, our low variable rate lets you swipe with confidence.<\/h4><a href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?popup-form=true&#038;popup-type=1&#038;loantype=cc\" target=\"_self\" class=\"btn-blue-1\">Apply now<\/a><a href=\"https:\/\/app.loanspq.com\/cu\/ViewSubmittedLoans.aspx?lenderref=mcefcu080615\" target=\"_self\" class=\"btn-blue-1\">Check status<\/a><\/div><div class=\"feature-wrap-image\"><figure class=\"feature-wrap-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-hero-mom-toddler-skypoint-card.jpg\" alt=\"\"><\/figure><\/div><\/div><\/div><\/div>\n\n<div class=\"band content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap feature-wrap-promos-2\">\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-promo-woman-lying-field-bliss.jpg\" alt=\"\"><\/figure><\/div><!--feature-image--><div class=\"feature-content\"><div class=\"feature-content-text\"><h2>Enjoy a low variable rate<\/h2>\n\n<p>Enjoy a rate as low as 10.49% APR* with the Visa\u00ae Platinum card.<\/p>\n\n<\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div><!--feature-->\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-promo-student-woman-happy.jpg\" alt=\"woman with computer\"><\/figure><\/div><!--feature-image--><div class=\"feature-content\"><div class=\"feature-content-text\"><h2>No balance transfer fee<\/h2>\n\n<p>Enjoy no balance transfer fees when you have a Platinum card.<\/p>\n\n<\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div><!--feature-->\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/07\/img-promo-Creditcard_Platinum_Secured_3_400x600.jpg\" alt=\"A man is in her modern apartment using a mobile phone\"><\/figure><\/div><!--feature-image--><div class=\"feature-content\"><div class=\"feature-content-text\"><h2>No annual fee<\/h2>\n\n<p>The SkyPoint Federal Credit Union Visa\u00ae Platinum card features no annual fee.<\/p>\n\n<\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div><!--feature-->\n<\/div><!--feature-wrap--><\/div><\/div>\n\n<div class=\"band content-fullwidth band-custom-tabbed-content-1\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature-wrap-title\"><h2>The right card for you<\/h2><h4>Explore other Credit Card options<\/h4><\/div><div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content\">\n<div class=\"feature-cta\"><a href=\"javascript:void(0);\" class=\"panel-closed\" ncr-toggle=\"theonecard_img_tab\"><span class=\"text\">The ONE Card<\/span><\/a><\/div><div class=\"feature-content-text panel-closed panel-accordion panel-cant-close panel-no-trap\" ncr-panel=\"theonecard_img_tab\"><div class=\"feature-content-text-promo\"><div class=\"feature-content-text-promo-image\"><figure class=\"feature-content-text-promo-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-promo-couple-couch-skypoint-card.jpg\" alt=\"couple couch\"><\/figure><\/div><div class=\"feature-content-text-promo-cta\">\n\n<p>ONE Card. Three ways to earn cash back.<\/p>\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Earn Cash Back<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Earn a Cash Bonus<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">9.99% intro APR* on purchases and balance transfers for 12 months<\/li>\n<\/ul>\n<p><a class=\"btn-blue-1\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?popup-form=true&amp;popup-type=1&amp;loantype=cc\">Apply now<\/a> <a class=\"btn-blue-1\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/credit-cards\/the-one-card\/\">Learn more<\/a><\/p>\n\n<\/div><\/div><\/div>\n\n<div class=\"feature-cta\"><a href=\"javascript:void(0);\" class=\"panel-closed\" ncr-toggle=\"visaplatinumrewards_img_tab\"><span class=\"text\">Visa Platinum Rewards<\/span><\/a><\/div><div class=\"feature-content-text panel-closed panel-accordion panel-cant-close panel-no-trap\" ncr-panel=\"visaplatinumrewards_img_tab\"><div class=\"feature-content-text-promo\"><div class=\"feature-content-text-promo-image\"><figure class=\"feature-content-text-promo-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-promo-couple-airport-ticketing-skypoint-card.jpg\" alt=\"\"><\/figure><\/div><div class=\"feature-content-text-promo-cta\">\n\n<p>Rewards Made Simple! Shop with ease and get rewarded for it.<\/p>\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Earn 10,000 bonus points when you spend $3,000 within the first 3 months<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Earn 1 point for every $1 you spend<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Enjoy a rate as low as 14.24% APR*<\/li>\n<\/ul>\n<p><a class=\"btn-blue-1\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?popup-form=true&amp;popup-type=1&amp;loantype=cc\">Apply now<\/a> <a class=\"btn-blue-1\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/credit-cards\/visa-platinum-rewards\/\">Learn more<\/a><\/p>\n\n<\/div><\/div><\/div>\n\n<div class=\"feature-cta\"><a href=\"javascript:void(0);\" class=\"panel-closed\" ncr-toggle=\"visaplatinumsecured_img_tab\"><span class=\"text\">Visa Platinum Secured<\/span><\/a><\/div><div class=\"feature-content-text panel-closed panel-accordion panel-cant-close panel-no-trap\" ncr-panel=\"visaplatinumsecured_img_tab\"><div class=\"feature-content-text-promo\"><div class=\"feature-content-text-promo-image\"><figure class=\"feature-content-text-promo-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-promo-dad-son-laptop-floor.jpg\" alt=\"\"><\/figure><\/div><div class=\"feature-content-text-promo-cta\">\n\n<p>Shop with security. Know that your credit line is secured by the funds in your SkyPoint account.<\/p>\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Build your credit score<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Your credit line is secure<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">No balance transfer fee<\/li>\n<\/ul>\n<p><a class=\"btn-blue-1\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?popup-form=true&amp;popup-type=1&amp;loantype=cc\">Apply now<\/a> <a class=\"btn-blue-1\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/credit-cards\/visa-platinum-secured\/\">Learn more<\/a><\/p>\n\n<\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<h3 class=\"wp-block-heading has-text-align-center\">Existing cardholders:<\/h3>\n\n\n\n<p><strong>Free balance transfers<\/strong> &#8211; You can easily transfer balances from your other credit cards to take advantage of the Visa Platinum Card benefits &#8211; especially the lower interest rate. You can transfer balances at any time, and we&#8217;ll never charge you a balance transfer fee. Get started by filling out our easy online form or by contacting a member service representative.<\/p>\n\n\n<div class=\"band content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap feature-wrap-custom-product-block orange-green\"><div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><h2>Get started today<\/h2><p>Apply for your Credit Card in minutes!<\/p><\/div><\/div><div class=\"feature-cta\"><a class=\"\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?popup-form=true&#038;popup-type=1&#038;loantype=cc\" target=\"_self\">Apply now<\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<p>*APR = Annual Percentage Rate. Rate is based on borrower&#8217;s credit score at the time the loan is funded. APR is based on the Prime Rate, as published in the Wall Street Journal, plus a margin based on borrower&#8217;s credit rating at the time of application. Credit limit is based on borrower&#8217;s credit score, credit worthiness, income and ability to repay. Contact the credit union for complete details.<\/p>\n","protected":false},"excerpt":{"rendered":"Existing cardholders: Free balance transfers &#8211; You can easily transfer balances from your other credit cards to take advantage of the Visa Platinum Card benefits &#8211; especially the lower interest rate. You can transfer balances at any time, and we&#8217;ll never charge you a balance transfer fee. 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