{"id":51,"date":"2021-04-26T14:40:20","date_gmt":"2021-04-26T14:40:20","guid":{"rendered":"https:\/\/www.skypointfcu.com\/wph\/workarearoot\/borrow\/credit-cards"},"modified":"2026-01-26T19:03:10","modified_gmt":"2026-01-26T23:03:10","slug":"credit-cards","status":"publish","type":"page","link":"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/credit-cards\/","title":{"rendered":"Credit Cards"},"content":{"rendered":"<div class=\"band content-hero-v003 content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature-wrap-title\"><h1>The right card for you<\/h1><h4>Get the right card for the way you live \u2014 and spend! SkyPoint Federal Credit Union offers a full suite of great credit cards.<\/h4><a href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?popup-form=true&#038;popup-type=1&#038;loantype=cc\" target=\"_self\" class=\"btn-blue-1\">Apply now<\/a><a href=\"https:\/\/app.loanspq.com\/cu\/ViewSubmittedLoans.aspx?lenderref=mcefcu080615\" target=\"_self\" class=\"btn-blue-1\">Check status<\/a><\/div><div class=\"feature-wrap-image\"><figure class=\"feature-wrap-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-hero-family-beach-boy-shoulders.jpg\" alt=\"\"><\/figure><\/div><\/div><\/div><\/div>\n\n<div class=\"band\"><div class=\"zone\"><div class=\"feature-wrap feature-wrap-custom-content-block-2 qty-2\"><!--feature-wrap-title-->\n<div class=\"feature clickableDiv\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-promo-visa_ONE.jpg\" alt=\"\"><\/figure><\/div><!--feature-image--><div class=\"feature-content\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\">\n\n<h2>The ONE Card<\/h2>\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Earn cash back on gas, grocery and everyday purchases<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Earn a $200 Cash Bonus if you spend $1,000 in the first 90 days from account opening<sup>1<\/sup><\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">9.99% intro APR* on purchases<sup>2<\/sup> and balance transfers<sup>3<\/sup> for 12 months<\/li>\n<\/ul>\n\n<\/div><\/div><div class=\"feature-cta\"><a class=\"\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?popup-form=true&#038;popup-type=1&#038;loantype=cc\" target=\"_self\">Apply now<\/a><a class=\"\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/credit-cards\/the-one-card\/\" target=\"_self\">Learn more<\/a><\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div>\n\n<div class=\"feature clickableDiv\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-promo-visa_PlatinumRewards.jpg\" alt=\"\"><\/figure><\/div><!--feature-image--><div class=\"feature-content\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\">\n\n<h2>Visa Platinum Rewards<\/h2>\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Spend $3,000 within the first 3 months and earn 10,000 bonus points<sup>4<\/sup><\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Earn 1 point for every $1 you spend<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Enjoy a low rate<\/li>\n<\/ul>\n\n<\/div><\/div><div class=\"feature-cta\"><a class=\"\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?popup-form=true&#038;popup-type=1&#038;loantype=cc\" target=\"_self\">Apply now<\/a><a class=\"\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/credit-cards\/visa-platinum-rewards\/\" target=\"_self\">Learn more<\/a><\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div>\n\n<div class=\"feature clickableDiv\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-promo-visa_Platinum.jpg\" alt=\"\"><\/figure><\/div><!--feature-image--><div class=\"feature-content\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\">\n\n<h2>Visa Platinum<\/h2>\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Enjoy a low variable rate<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">No balance transfer fee<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">No annual fee<\/li>\n<\/ul>\n\n<\/div><\/div><div class=\"feature-cta\"><a class=\"\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?popup-form=true&#038;popup-type=1&#038;loantype=cc\" target=\"_self\">Apply now<\/a><a class=\"\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/credit-cards\/visa-platinum\/\" target=\"_self\">Learn more<\/a><\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div>\n\n<div class=\"feature clickableDiv\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-promo-visa_PlatinumSecured.jpg\" alt=\"\"><\/figure><\/div><!--feature-image--><div class=\"feature-content\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\">\n\n<h2>Visa Platinum Secured<\/h2>\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Build your credit score<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Your credit line is secure<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">No balance transfer fee<\/li>\n<\/ul>\n\n<\/div><\/div><div class=\"feature-cta\"><a class=\"\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?popup-form=true&#038;popup-type=1&#038;loantype=cc\" target=\"_self\">Apply now<\/a><a class=\"\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/credit-cards\/visa-platinum-secured\/\" target=\"_self\">Learn more<\/a><\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div>\n<\/div><!--feature-wrap--><\/div><!--band-cta--><\/div>\n\n<div class=\"band content-fullwidth band-custom-feature-slider\"><div class=\"band-title\"><h2>Apply in 3 easy steps<\/h2><\/div><div class=\"band-image\"><figure class=\"band-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/img-hero-venice.jpg\" alt=\"venice\"><\/figure><\/div><div class=\"zone\">\n<div class=\"feature-wrap feature-wrap-custom-feature-slider-images\">\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/07\/phone-image_applynow4-355x490-1.png\" alt=\"SkyPoint Apply Now Credit Card\"><\/figure><\/div><\/div><\/div>\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/07\/phone-image_loans5-355x490-1.png\" alt=\"\"><\/figure><\/div><\/div><\/div>\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/07\/phone-image_loans3-355x490-2.png\" alt=\"Loan confirmation\"><\/figure><\/div><\/div><\/div>\n<\/div>\n\n<div class=\"feature-wrap feature-wrap-custom-feature-slider-nav\">\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><h3>Step 1<\/h3><h4>Apply<\/h4><p>Click the Apply now button on this page.<\/p><\/div><\/div><\/div><\/div>\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><h3>Step 2<\/h3><h4>Select card<\/h4><p>Select the card you are applying for.<\/p><\/div><\/div><\/div><\/div>\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><h3>Step 3<\/h3><h4>Submit application<\/h4><p>Complete and submit your application.<\/p><\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n<div class=\"band content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap feature-wrap-custom-product-block orange-green\"><div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><h2>Get started today<\/h2><p>Apply for your Credit Card in minutes!<\/p><\/div><\/div><div class=\"feature-cta\"><a class=\"\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?popup-form=true&#038;popup-type=1&#038;loantype=cc\" target=\"_self\">Apply now<\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<p>* Annual Percentage Rate = APR. All terms and conditions are subject to change without notice. APR is based on the Prime Rate, as published in the Wall Street Journal, plus a margin based on borrower&#8217;s credit rating at the time of application. Contact the credit union for complete details.<\/p>\n\n\n\n<p><sup>1<\/sup>&nbsp;Bonus is for new cardholders only. Cardholders that upgrade from other card types are not eligible to receive this bonus.<\/p>\n\n\n\n<p><sup>2<\/sup>\u00a09.99% APR for 12 months after account approval. After the 12-month promotional period, APR will be as low as 14.49% APR and as high as 18.00% APR. The APR may vary with the market based on the Prime Rate.<\/p>\n\n\n\n<p><sup>3<\/sup> 9.99% APR on balance transfers for 12 months after account approval. Balance transfers are subject to a 3% balance transfer fee. Promotional rate does not apply to existing SkyPoint card balances.<\/p>\n\n\n\n<p><sup>4<\/sup> Earn a bonus of 10,000 points after you spend $3,000 on purchases within the first 3 months from account opening.<\/p>\n","protected":false},"excerpt":{"rendered":"* Annual Percentage Rate = APR. All terms and conditions are subject to change without notice. APR is based on the Prime Rate, as published in the Wall Street Journal, plus a margin based on borrower&#8217;s credit rating at the time of application. Contact the credit union for complete details. 1&nbsp;Bonus is for new cardholders [&hellip;]","protected":false},"author":1,"featured_media":0,"parent":45,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"template_back.php","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","attr_excerpt":[],"footnotes":""},"class_list":["post-51","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Credit Cards - SkyPoint Federal Credit Union<\/title>\n<meta name=\"description\" content=\"SkyPoint Credit Union offers Visa credit cards with platinum rewards, no annual fee, low monthly payment minimums and competitive rates.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Credit Cards - SkyPoint Federal Credit Union\" \/>\n<meta property=\"og:description\" content=\"SkyPoint Credit Union offers Visa credit cards with platinum rewards, no annual fee, low monthly payment minimums and competitive rates.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/credit-cards\/\" \/>\n<meta property=\"og:site_name\" content=\"SkyPoint Federal Credit Union\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-26T23:03:10+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/credit-cards\/\",\"url\":\"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/credit-cards\/\",\"name\":\"Credit Cards - SkyPoint Federal Credit Union\",\"isPartOf\":{\"@id\":\"https:\/\/www.skypointfcu.com\/wph\/workarea\/#website\"},\"datePublished\":\"2021-04-26T14:40:20+00:00\",\"dateModified\":\"2026-01-26T23:03:10+00:00\",\"description\":\"SkyPoint Credit Union offers Visa credit cards with platinum rewards, no annual fee, low monthly payment minimums and competitive rates.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/credit-cards\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/credit-cards\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/credit-cards\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.skypointfcu.com\/wph\/workarea\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Borrow\",\"item\":\"https:\/\/www.skypointfcu.com\/borrow\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Credit Cards\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.skypointfcu.com\/wph\/workarea\/#website\",\"url\":\"https:\/\/www.skypointfcu.com\/wph\/workarea\/\",\"name\":\"SkyPoint Federal Credit Union\",\"description\":\"Just another WordPress site\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Credit Cards - SkyPoint Federal Credit Union","description":"SkyPoint Credit Union offers Visa credit cards with platinum rewards, no annual fee, low monthly payment minimums and competitive rates.","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Credit Cards - SkyPoint Federal Credit Union","og_description":"SkyPoint Credit Union offers Visa credit cards with platinum rewards, no annual fee, low monthly payment minimums and competitive rates.","og_url":"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/credit-cards\/","og_site_name":"SkyPoint Federal Credit Union","article_modified_time":"2026-01-26T23:03:10+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/credit-cards\/","url":"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/credit-cards\/","name":"Credit Cards - SkyPoint Federal Credit Union","isPartOf":{"@id":"https:\/\/www.skypointfcu.com\/wph\/workarea\/#website"},"datePublished":"2021-04-26T14:40:20+00:00","dateModified":"2026-01-26T23:03:10+00:00","description":"SkyPoint Credit Union offers Visa credit cards with platinum rewards, no annual fee, low monthly payment minimums and competitive rates.","breadcrumb":{"@id":"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/credit-cards\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/credit-cards\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/credit-cards\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.skypointfcu.com\/wph\/workarea\/"},{"@type":"ListItem","position":2,"name":"Borrow","item":"https:\/\/www.skypointfcu.com\/borrow\/"},{"@type":"ListItem","position":3,"name":"Credit Cards"}]},{"@type":"WebSite","@id":"https:\/\/www.skypointfcu.com\/wph\/workarea\/#website","url":"https:\/\/www.skypointfcu.com\/wph\/workarea\/","name":"SkyPoint Federal Credit Union","description":"Just another WordPress site","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.skypointfcu.com\/wph\/workarea\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-json\/wp\/v2\/pages\/51","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-json\/wp\/v2\/comments?post=51"}],"version-history":[{"count":27,"href":"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-json\/wp\/v2\/pages\/51\/revisions"}],"predecessor-version":[{"id":4949,"href":"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-json\/wp\/v2\/pages\/51\/revisions\/4949"}],"up":[{"embeddable":true,"href":"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-json\/wp\/v2\/pages\/45"}],"wp:attachment":[{"href":"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-json\/wp\/v2\/media?parent=51"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}