{"id":47,"date":"2021-04-26T14:40:20","date_gmt":"2021-04-26T14:40:20","guid":{"rendered":"https:\/\/www.skypointfcu.com\/wph\/workarearoot\/borrow\/auto\/purchase"},"modified":"2025-06-18T14:36:51","modified_gmt":"2025-06-18T18:36:51","slug":"purchase","status":"publish","type":"page","link":"https:\/\/www.skypointfcu.com\/wph\/workarea\/borrow\/auto\/purchase\/","title":{"rendered":"Purchase"},"content":{"rendered":"

Auto loan purchase<\/h1>

Whether purchasing a new or pre-owned vehicle, we\u2019ll get you on the road faster with the best deal in town.<\/h4>Apply now<\/a>Check status<\/a><\/div>
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Competitive fixed rates<\/h2>\n\n

Know you’re getting the best deal with our competitive rates that will stay fixed for the term of your loan.<\/p>\n\n<\/div><\/div><\/div><\/div>\n\n

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Loan amounts up to $100,000<\/h2>\n\n

Purchase the car of your dreams with loan amounts up to $100,000.<\/p>\n\n<\/div><\/div><\/div><\/div>\n\n

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Finance a 2018 model car or newer<\/h2>\n\n

Our auto loans allow you to purchase cars as old as the 2018 model year.<\/p>\n\n<\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n\n

New Auto loan rates**<\/sup><\/h2>
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\n\n\n\n\t\n\n\t\n\t\n\t\n\t\n\t
Terms<\/th>APR*<\/th>Other Conditions<\/th>\n<\/tr>\n<\/thead>\n
1 – 36 Months<\/td>4.84%<\/td><\/td>\n<\/tr>\n
37 – 48 Months<\/td>4.99%<\/td><\/td>\n<\/tr>\n
49 – 60 Months<\/td>4.99%<\/td><\/td>\n<\/tr>\n
61 – 72 Months<\/td>4.99%<\/td>Minimum $25,000 loan amount<\/td>\n<\/tr>\n
73 – 84 Months<\/td>5.99%<\/td>Minimum $25,000 loan amount<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n\n<\/div>
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Used Auto loan rates<\/h2>
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Terms<\/th>APR*<\/th>Other Conditions<\/th>\n<\/tr>\n<\/thead>\n
1 – 36 Months<\/td>5.34%<\/td><\/td>\n<\/tr>\n
37 – 48 Months<\/td>5.49%<\/td><\/td>\n<\/tr>\n
49 – 60 Months<\/td>5.49%<\/td><\/td>\n<\/tr>\n
61 – 72 Months<\/td>5.49%<\/td>Minimum $25,000 loan amount<\/td>\n<\/tr>\n
73 – 84 Months<\/td>6.49%<\/td>Minimum $25,000 loan amount<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n\n<\/div>
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Follow your journey<\/h2>

Explore our other Auto loan options<\/h4><\/div>
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Refinance<\/span><\/a><\/div>
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Looking to lower your payment or shorten your term? Refinancing your car is the way to go.<\/p>\n