{"id":4192,"date":"2024-09-20T11:00:24","date_gmt":"2024-09-20T15:00:24","guid":{"rendered":"https:\/\/www.skypointfcu.com\/wph\/workarea\/es\/personal\/loans\/"},"modified":"2024-10-17T14:04:01","modified_gmt":"2024-10-17T18:04:01","slug":"loans","status":"publish","type":"page","link":"https:\/\/www.skypointfcu.com\/wph\/workarea\/es\/personal\/loans\/","title":{"rendered":"Loans"},"content":{"rendered":"<div class=\"band content-hero-v003 content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature-wrap-title\"><h1>Opciones de Pr\u00e9stamo*<\/h1><h4>SkyPoint Federal Credit Union ofrece un conjunto completo de productos de pr\u00e9stamo. Tenemos una variedad de opciones de pr\u00e9stamo para lo que sea que la vida te presente Esto incluye pr\u00e9stamos de hipoteca para la compra de casa, y Pr\u00e9stamos Flex para avances de sueldo.<\/h4><\/div><div class=\"feature-wrap-image\"><figure class=\"feature-wrap-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2024\/09\/SKY-2024-SpanishPersonalLoans-1600x640px.jpg\" alt=\"Happy family in their home\"><\/figure><\/div><\/div><\/div><\/div>\n\n<div class=\"band content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap feature-wrap-promos-2\">\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2024\/09\/esautoloan.jpg\" alt=\"\"><\/figure><\/div><!--feature-image--><div class=\"feature-content\"><div class=\"feature-content-text\"><h2>Pr\u00e9stamos de Veh\u00edculo<\/h2><h3>Financia la compra de auto con un pr\u00e9stamo de veh\u00edculo.<\/h3>\n\n<p>\u00bfNecesitas un pr\u00e9stamo de veh\u00edculo? Simplificamos el proceso. Ya sea que compres o refinancies un veh\u00edculo nuevo o de segundo mano, te pondremos en camino r\u00e1pidamente.<\/p>\n<p>Los pr\u00e9stamos de Veh\u00edculo ofrecen:<\/p>\n<ul>\n<li>Tasas fijas competitivas<\/li>\n<li>Pr\u00e9stamos de hasta $100,000<\/li>\n<li>Condiciones flexibles<\/li>\n<li>Financiamiento para autoscon a\u00f1o modelo 2017 o m\u00e1s recientes<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n\n<\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div><!--feature-->\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2024\/09\/escreditcard.jpg\" alt=\"\"><\/figure><\/div><!--feature-image--><div class=\"feature-content\"><div class=\"feature-content-text\"><h2>Tarjetas de Cr\u00e9dito<\/h2><h3>La tarjeta apropiada para ti. Ahora mismo.<\/h3>\n\n<p>SkyPoint Federal Credit Union ofrece un conjunto completo de excelentes tarjetas de cr\u00e9dito. Encuentra la que sea perfecta para tu estilo de vida financiera.<\/p>\n<ul>\n<li>La Tarjeta ONE &#8211; Gana reembolsos de dinero en efectivo cuando la uses para gasolina, comestibles y otras compras diarias.<\/li>\n<li>Visa Premios Platino &#8211; Gana puntos por cada d\u00f3lar que gastes.<\/li>\n<li>Visa Platino &#8211; Disfruta de un tipo de inter\u00e9s variable m\u00f3dico y sin cuota anual.<\/li>\n<li>Visa Segura &#8211; Aumenta tu puntaje de cr\u00e9dito con una l\u00ednea de cr\u00e9dito asegurada contra tus ahorros.<\/li>\n<\/ul>\n\n<\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div><!--feature-->\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2024\/09\/espersonalloan.jpg\" alt=\"Mother and daughter\"><\/figure><\/div><!--feature-image--><div class=\"feature-content\"><div class=\"feature-content-text\"><h2>Pr\u00e9stamos Personales<\/h2><h3>Para las sorpresas de la vida.<\/h3>\n\n<p>Este conjunto de pr\u00e9stamos personales puede ayudarte.<\/p>\n<ul>\n<li>Pr\u00e9stamo Personal &#8211; \u00bfTienes un gasto sorpresa? \u00bfQuieres consolidar una deuda? \u00bfNecesitas hacer una compra importante? Un pr\u00e9stamo personal puede ayudarte con casi toda necesidad financiera<\/li>\n<li>L\u00ednea de Cr\u00e9dito Personal \u2013 Te da opciones a m\u00e1s largo plazo. Aprov\u00e9chala siempre que la necesites.<\/li>\n<li>Pr\u00e9stamo Garantizado por Ahorros &#8211; Disfruta de una tasa de inter\u00e9s excelente con un Pr\u00e9stamo Garantizado por Ahorros. Tu pr\u00e9stamo est\u00e1 garantizado por los fondos de tu cuenta de ahorro.<\/li>\n<li>Pr\u00e9stamo Pathway &#8211; Gestiona los gastos relacionados con el proceso de inmigraci\u00f3n y alcanza el sue\u00f1o Americano<\/li>\n<\/ul>\n\n<\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div><!--feature-->\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2024\/09\/esflexloan.jpg\" alt=\"Couple on couch with laptop\"><\/figure><\/div><!--feature-image--><div class=\"feature-content\"><div class=\"feature-content-text\"><h2>Pr\u00e9stamo Flex<\/h2><h3>La vida trae sorpresas.<\/h3>\n\n<p>Si te enfrentas a un gasto inesperado, un Pr\u00e9stamo Flex puede amortiguar el golpe hasta el d\u00eda de pago.<\/p>\n<ul>\n<li>Aprobaci\u00f3n y financiaci\u00f3n r\u00e1pidas<sup>2<\/sup>.<\/li>\n<li>Requisitos m\u00ednimos<sup>1<\/sup>.<\/li>\n<li>Solicitud digital<sup style=\"letter-spacing: 0.03125em; text-decoration-line: inherit; text-transform: inherit; color: initial;\">**<\/sup><span style=\"font-size: 1rem; letter-spacing: 0.03125em; text-decoration-line: inherit; text-transform: inherit; color: initial;\">.<\/span><\/li>\n<\/ul>\n\n<\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div><!--feature-->\n<\/div><!--feature-wrap--><\/div><\/div>\n\n<div class=\"band content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap feature-wrap-promos-2\">\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2024\/09\/esmortgage.jpg\" alt=\"\"><\/figure><\/div><!--feature-image--><div class=\"feature-content\"><div class=\"feature-content-text\"><h2>Hipotecas<\/h2><h3>Llegue a casa y disfrute de posibilidades ilimitadas.<\/h3>\n\n<p>SkyPoint puede ayudarte con la compra o refinanciamiento de casa<\/p>\n<ul>\n<li>Pr\u00e9stamo de Hipoteca para Compra &#8211; Compra una casa nueva con un pr\u00e9stamo hipotecario de SkyPoint.<\/li>\n<li>Refinanciamiento &#8211; Refinancia tu hipoteca para bajar tus pagos mensuales o reducir tu plazo.<\/li>\n<li>Financiamiento de Segunda Casa &#8211; Compra la casa de vacaciones ideal<\/li>\n<\/ul>\n\n<\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div><!--feature-->\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2024\/09\/eshomeequity.jpg\" alt=\"\"><\/figure><\/div><!--feature-image--><div class=\"feature-content\"><div class=\"feature-content-text\"><h2>Pr\u00e9stamos y L\u00edneas de Cr\u00e9dito Sobre el Valor L\u00edquido de la Vivienda<\/h2><h3>Puedes hacer m\u00e1s con tu vivienda.<\/h3>\n\n<p>Aprovecha el capital de tu vivienda para alcanzar tus objetivos financieros.<\/p>\n<ul>\n<li>Pr\u00e9stamo a Plazo Sobre el Valor L\u00edquido de la Vivienda &#8211; Desde las vacaciones de tus sue\u00f1os hasta la renovaci\u00f3n de tu cocina, \u00a1deja que tu vivienda te ayude a pagarlo! Un pr\u00e9stamo con garant\u00eda hipotecaria es perfecto para lo que necesites.<\/li>\n<li>L\u00ednea de Cr\u00e9dito Sobre el Valor L\u00edquido de la Vivienda (o HELOC por sus siglas en ingl\u00e9s) &#8211; Con una HELOC, puedes convertir el valor acumulado de tu vivienda en el dinero extra que necesites. Aprov\u00e9chalo cuando lo necesites.<\/li>\n<\/ul>\n\n<\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div><!--feature-->\n<\/div><!--feature-wrap--><\/div><\/div>\n\n\n<p>* Terms and conditions apply. Loan approval may be subject to credit and income review. See a SkyPoint representative for complete details.<\/p>\n\n\n\n<p><sup>1<\/sup> Additional criteria may apply. For more information, please contact the loan department at 301.279.1964.<\/p>\n\n\n\n<p><sub><sup>2<\/sup><\/sub> Limit of 3 Flex Loans in a 6-month time period.<\/p>\n\n\n\n<p>** The Flex Loan has a $20 non-refundable loan application fee.<\/p>\n","protected":false},"excerpt":{"rendered":"* Terms and conditions apply. Loan approval may be subject to credit and income review. See a SkyPoint representative for complete details. 1 Additional criteria may apply. 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