{"id":4190,"date":"2024-09-20T10:48:18","date_gmt":"2024-09-20T14:48:18","guid":{"rendered":"https:\/\/www.skypointfcu.com\/wph\/workarea\/es\/personal\/deposit\/"},"modified":"2024-10-17T13:14:39","modified_gmt":"2024-10-17T17:14:39","slug":"deposit","status":"publish","type":"page","link":"https:\/\/www.skypointfcu.com\/wph\/workarea\/es\/personal\/deposit\/","title":{"rendered":"Deposit"},"content":{"rendered":"<div class=\"band content-hero-v003 content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature-wrap-title\"><h1>Cuentas de Dep\u00f3sito<\/h1><h4>SkyPoint Federal Credit Union existe para simplificar la banca para ti, con una l\u00ednea completa de cuentas para guiarte por tu viaje financiero.<\/h4><\/div><div class=\"feature-wrap-image\"><figure class=\"feature-wrap-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2024\/09\/SKY-2024-SpanishPersonaAccounts-1600x640px.jpg\" alt=\"Couple looking at tablet\"><\/figure><\/div><\/div><\/div><\/div>\n\n<div class=\"band content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap feature-wrap-promos-2\">\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2024\/09\/eschecking.jpg\" alt=\"Woman smiling looking at phone\"><\/figure><\/div><!--feature-image--><div class=\"feature-content\"><div class=\"feature-content-text\"><h2>Cuentas Corrientes<\/h2><h3>Cuentas corrientes simples y gratuitas.<\/h3>\n\n<p>SkyPoint Checking ofrece muchos beneficios<\/p>\n<ul>\n<li>Sin saldo m\u00ednimo \u2013 Manten un saldo en el monto que necesites. No hay saldo muy grande o peque\u00f1o.<\/li>\n<li>Sin comisiones &#8211; Evita cargos mensuales u ocultos por cuenta.<\/li>\n<li>Tarjeta de d\u00e9bito Visa\u00ae gratuita &#8211; Accede a tu dinero en forma conveniente desde cualquier lugar donde se acepte Visa\u00ae.<\/li>\n<li>Reembolsos de dinero en efectivo &#8211; Con Purchase Rewards gana reembolsos por cada transacci\u00f3n.<\/li>\n<li>Acceso 24\/7 \u2013 Por medio de banca electr\u00f3nica, m\u00f3vil y telef\u00f3nica.<\/li>\n<li>Protecci\u00f3n contra sobregiros \u2013 Usa fondos de tu cuenta de ahorro o l\u00ednea de cr\u00e9dito para cubrir sobregiros.<\/li>\n<\/ul>\n\n<\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div><!--feature-->\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2024\/09\/essavings.jpg\" alt=\"People putting coins in piggy bank\"><\/figure><\/div><!--feature-image--><div class=\"feature-content\"><div class=\"feature-content-text\"><h2>Cuentas de Ahorro<\/h2><h3>Simplificamos el ahorro.<\/h3>\n\n<p>Ya sea que ahorres para celebrar algo ameno o para superar alg\u00fan momento dificil, SkyPoint tiene cuentas de ahorro y Money Market que cumplir\u00e1n tus necesidades financieras<sup>1<\/sup>.<\/p>\n<p>Las opciones de cuentas de ahorro incluyen:<\/p>\n<ul>\n<li>Ahorro Regular &#8211; \u00bfListo para comenzar tu relaci\u00f3n con SkyPoint Federal Credit Union? Nuestra cuenta de Ahorro te ayudar\u00e1 a empezar.<\/li>\n<li>Ahorro Especial &#8211; \u00bfAhorras para una meta espec\u00edfica? Es m\u00e1s f\u00e1cil cuando abres una cuenta de Ahorro Especial. De esta manera mantienes ese dinero aparte de tus otras cuentas.<\/li>\n<li>Cuenta de Ahorro Navide\u00f1o (o Fiestas de Fin de A\u00f1o) &#8211; Haga que las fiestas sean m\u00e1s alegres ahorrando por adelantado. Es f\u00e1cil con una Cuenta Navide\u00f1a.<\/li>\n<\/ul>\n\n<\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div><!--feature-->\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2024\/09\/esmoneymarket.jpg\" alt=\"Family taking a selfie\"><\/figure><\/div><!--feature-image--><div class=\"feature-content\"><div class=\"feature-content-text\"><h2>Mercado Monetario<\/h2><h3>Simplificamos el mercado monetario.<\/h3>\n\n<p>Tienen dos opciones de cuentas Money Market, \u00e9stas incluyen:<\/p>\n<ul>\n<li>Money Market &#8211; La tasa de dividendo depende del saldo que mantengas en la cuenta: cuanto mayor sea el saldo, m\u00e1s ganar\u00e1s.<\/li>\n<li>Money Market Premium &#8211; Gana mayores dividendos en ahorros con saldos m\u00e1s altos . Abre esta cuenta con un dep\u00f3sito de $35,000 o m\u00e1s.<\/li>\n<\/ul>\n\n<\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div><!--feature-->\n\n<div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-image\"><figure class=\"feature-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2024\/09\/escertificate.jpg\" alt=\"\"><\/figure><\/div><!--feature-image--><div class=\"feature-content\"><div class=\"feature-content-text\"><h2>Certificados de Acciones<\/h2><h3>Los Certificados de Acciones SkyPoint simplifican la inversi\u00f3n.<\/h3>\n\n<p>Ya sea que inviertas a corto o largo plazo, un Certificado te ofrece una manera estable de guardar tu dinero mientras obtienes un rendimiento competitivo.<\/p>\n<ul>\n<li>Saldo m\u00ednimo menor &#8211; Abre tu Certificado de Acciones con un monto m\u00ednimo de $1,000<sup>2<\/sup>.<\/li>\n<li>No hay cargo por servicio mensual &#8211; Deja que tu ahorro se acumule sin comisiones.<\/li>\n<li>Plazos flexibles \u2013 Elige un plazo que se adapte a tus metas de ahorro. Los plazos oscilan entre 12 y 60 meses<\/li>\n<\/ul>\n\n<\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div><!--feature-->\n<\/div><!--feature-wrap--><\/div><\/div>\n\n\n<p>* There are certain fees that apply on an individual basis, such as the \u2018Overdraft Fee.\u2019 See the <a href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/Service-Charge-Schedule-12.21.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Service Charge Schedule<\/a> for details on the various charges SkyPoint may assess.<\/p>\n\n\n\n<p><sup>1<\/sup> Members with only a Regular Savings are subject to a minimum balance requirement. Failure to meet this requirement may result in a fee. Please refer to the Service Charge Schedule for more information. Limit of one Regular Savings per membership.<\/p>\n\n\n\n<p><sup>2<\/sup> Minimum deposit is $1,000. Substantial penalty may apply for early withdrawal. Dividends are paid monthly. Contact the credit union for complete details.<\/p>\n","protected":false},"excerpt":{"rendered":"* There are certain fees that apply on an individual basis, such as the \u2018Overdraft Fee.\u2019 See the Service Charge Schedule for details on the various charges SkyPoint may assess. 1 Members with only a Regular Savings are subject to a minimum balance requirement. Failure to meet this requirement may result in a fee. 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