{"id":3994,"date":"2024-03-27T12:42:43","date_gmt":"2024-03-27T16:42:43","guid":{"rendered":"https:\/\/www.skypointfcu.com\/wph\/workarea\/?page_id=3994"},"modified":"2025-09-15T06:33:04","modified_gmt":"2025-09-15T10:33:04","slug":"home-equity-special","status":"publish","type":"page","link":"https:\/\/www.skypointfcu.com\/wph\/workarea\/home-equity-special\/","title":{"rendered":"Home Equity Special"},"content":{"rendered":"

Home Equity Special<\/h1>

It’s more than a home. It\u2019s extra money in your pocket.<\/h4>Apply today<\/a>Check status<\/a><\/div>
\"Couple<\/figure><\/div><\/div><\/div><\/div>\n\n\n

Two ways to tap into your home’s equity<\/p>\n\n\n

\n
\"couple<\/figure><\/div>

Fixed-Rate Home Equity Loans<\/h2>

As low as 5.99%*** APR*<\/h3>\n\n<\/div><\/div><\/div><\/div>\n\n
\"\"<\/figure><\/div>

Home Equity Lines of Credit<\/h2>

As low as 5.49% APR* for 12 Months!**<\/h3>\n\n<\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n\n

Get started today<\/h2>

Apply for your Home Equity loan in minutes!<\/p><\/div><\/div>

Apply now<\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n

* APR = Annual Percentage Rate<\/p>\n\n\n\n

**Introductory rate of 5.49% for 12 months for LTVs up to 90%, 5.99% for 12 months for LTVs 91-100%. After promotion period, standard rate of Prime + Margin will apply. Variable APR equal to the Prime Rate as published in \u201cThe Wall Street Journal\u201d plus a margin specific to your loan. Prime Rate (currently 8.50%) with a minimum APR of 8.00% and a maximum APR of 18.00%. Rates current as of March 15, 2024, and are subject to change based on market conditions and borrower eligibility.  Minimum advance of $10,000 at settlement required for introductory rate. Subject to credit approval. Your APR may be higher based on the prevailing variable-rate index value, your credit qualifications, the amount of your credit line, combined loan-to-value, and\/or property type. Minimum credit line is $10,000. Maximum credit line is $250,000 based on LTV. SkyPoint pays closing costs (excluding taxes) in exchange for a $10,000 draw at settlement. Closing costs range $200-$1,500. If the credit line is closed within three years of open date borrower is responsible to reimburse credit union for closing costs paid by the credit union. Homeowner\u2019s insurance is required. Flood insurance may be required. Offer does not apply to existing SkyPoint credit lines. See a credit union representative for complete details.<\/p>\n\n\n\n

***As low as rate of 5.99% APR for LTVs up to 80% on fixed-rate home equity loan product. Individual rates are based on member creditworthiness and may be higher than stated as low as rate. SkyPoint will pay up to $1,000 in closing costs for fixed-rate home equity loans, excluding taxes. See a credit union representative for complete details.<\/p>\n","protected":false},"excerpt":{"rendered":"Two ways to tap into your home’s equity * APR = Annual Percentage Rate **Introductory rate of 5.49% for 12 months for LTVs up to 90%, 5.99% for 12 months for LTVs 91-100%. After promotion period, standard rate of Prime + Margin will apply. Variable APR equal to the Prime Rate as published in \u201cThe […]","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":8,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"","_lmt_disable":"","attr_excerpt":[],"footnotes":""},"class_list":["post-3994","page","type-page","status-publish","hentry"],"yoast_head":"\nHome Equity Special - SkyPoint Federal Credit Union<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Home Equity Special - SkyPoint Federal Credit Union\" \/>\n<meta property=\"og:description\" content=\"Two ways to tap into your home’s equity * APR = Annual Percentage Rate **Introductory rate of 5.49% for 12 months for LTVs up to 90%, 5.99% for 12 months for LTVs 91-100%. 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