{"id":3707,"date":"2023-09-07T13:17:23","date_gmt":"2023-09-07T17:17:23","guid":{"rendered":"https:\/\/www.skypointfcu.com\/wph\/workarea\/?page_id=3707"},"modified":"2026-01-05T17:34:50","modified_gmt":"2026-01-05T21:34:50","slug":"certificate-special","status":"publish","type":"page","link":"https:\/\/www.skypointfcu.com\/wph\/workarea\/certificate-special\/","title":{"rendered":"Certificate Special"},"content":{"rendered":"<div class=\"band content-hero-v003 content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature-wrap-title\"><h1>Earn a Simply Great Rate<\/h1><h4>Open a 7-month certificate with SkyPoint<\/h4><a href=\"https:\/\/www.skypointfcu.com\/?popup-form=true&#038;popup-type=2&#038;&#038;yes-uri=https:\/\/app.loanspq.com\/xa\/xpressapp.aspx?lenderref=mcefcu080615&#038;type=2&#038;scenario=13monthcdexisting&#038;referralsource=Website&#038;BRANCHID=3690c1163d914f11ade008f458f87160&#038;no-uri=https:\/\/app.loanspq.com\/xa\/xpressapp.aspx?lenderref=mcefcu080615&#038;type=1&#038;scenario=13monthcdnew&#038;referralsource=Website&#038;BRANCHID=3690c1163d914f11ade008f458f87160\" target=\"_self\" class=\"btn-blue-1\">Open now<\/a><\/div><div class=\"feature-wrap-image\"><figure class=\"feature-wrap-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2025\/09\/Website-Banner-1600x640-1.jpg\" alt=\"\"><\/figure><\/div><\/div><\/div><\/div>\n\n<div class=\"band\"><div class=\"zone zone-custom-content-block-3\"><div class=\"zone-title\"><h2>Right now, earn 4.00% APY* with SkyPoint\u2019s 7-month Certificate special. Get started today with as little as $1,000 when you open.<\/h2><\/div><div class=\"feature-wrap\">\n<div class=\"feature clickable-div clickableDiv\"><div class=\"feature-padding\"><button class=\"feature-image panel-closed\" ncr-toggle=\"maximize_your_earnings\"><figure class=\"feature-image-inner\" style=\"color:block-color-2\"><span class=\"fa fa-percent\" aria-label=\"icon\" role=\"img\"><\/span><\/figure><h2>Maximize your earnings<\/h2><span class=\"fas fa-caret-down\" aria-label=\"caret\" role=\"img\"><\/span><\/button><!--feature-image--><div class=\"feature-content panel-closed panel-off-900 panel-accordion\" ncr-panel=\"maximize_your_earnings\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><p>Earn an impressive 4.00% APY* for 7 months.<\/p><\/div><\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div>\n\n<div class=\"feature clickable-div clickableDiv\"><div class=\"feature-padding\"><button class=\"feature-image panel-closed\" ncr-toggle=\"low_minimum_deposit\"><figure class=\"feature-image-inner\" style=\"color:block-color-5\"><span class=\"fa fa-dollar-sign\" aria-label=\"icon\" role=\"img\"><\/span><\/figure><h2>Low minimum deposit<\/h2><span class=\"fas fa-caret-down\" aria-label=\"caret\" role=\"img\"><\/span><\/button><!--feature-image--><div class=\"feature-content panel-closed panel-off-900 panel-accordion\" ncr-panel=\"low_minimum_deposit\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><p>Open your certificate with just $1,000.<\/p><\/div><\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div>\n\n<div class=\"feature clickable-div clickableDiv\"><div class=\"feature-padding\"><button class=\"feature-image panel-closed\" ncr-toggle=\"flexible_renewal_options\"><figure class=\"feature-image-inner\" style=\"color:block-color-6\"><span class=\"fa fa-redo\" aria-label=\"icon\" role=\"img\"><\/span><\/figure><h2>Flexible renewal options<\/h2><span class=\"fas fa-caret-down\" aria-label=\"caret\" role=\"img\"><\/span><\/button><!--feature-image--><div class=\"feature-content panel-closed panel-off-900 panel-accordion\" ncr-panel=\"flexible_renewal_options\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><p>Choose your renewal term to fit your needs.<\/p><\/div><\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div>\n<\/div><!--feature-wrap--><\/div><!--band-cta--><\/div>\n\n<div class=\"band content-fullwidth-match band-custom-table-1\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature\"><div class=\"feature-padding\"><h2>Certificate rates<\/h2><div class=\"table-responsive\">\n<p>\n<table id=\"tablepress-12\" class=\"tablepress tablepress-id-12\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Term<sup>1<\/sup><\/th><th class=\"column-2\">Rate*<\/th><th class=\"column-3\">APY**<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">6 Month<sup>2<\/sup><\/td><td class=\"column-2\">3.44%<\/td><td class=\"column-3\">3.50%<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">12 Month<\/td><td class=\"column-2\">3.68%<\/td><td class=\"column-3\">3.75%<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">24 Month<\/td><td class=\"column-2\">3.54%<\/td><td class=\"column-3\">3.60%<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">36 Month<\/td><td class=\"column-2\">3.54%<\/td><td class=\"column-3\">3.60%<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">48 Month<\/td><td class=\"column-2\">3.54%<\/td><td class=\"column-3\">3.60%<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\">60 Month<\/td><td class=\"column-2\">3.54%<\/td><td class=\"column-3\">3.60%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n\n<\/div><div class=\"feature-cta\"><a class=\"btn-blue-1  hidden\" href=\"\" target=\"_blank\"><\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"band content-fullwidth-match band-custom-table-1 table-no-margin table-last\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature\"><div class=\"feature-padding\"><h2>7-month Certificate special<\/h2><div class=\"table-responsive\">\n<p>\n<table id=\"tablepress-35\" class=\"tablepress tablepress-id-35\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Term<sup>1<\/sup><\/th><th class=\"column-2\">Rate*<\/th><th class=\"column-3\">APY**<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">7-month<sup>3<\/sup><\/td><td class=\"column-2\">3.93%<\/td><td class=\"column-3\">4.00%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n\n<\/div><div class=\"feature-cta\"><a class=\"btn-blue-1  hidden\" href=\"\" target=\"_self\"><\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"band content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap feature-wrap-custom-product-block blue-blue\"><div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><h2>Get started today!<\/h2><\/div><\/div><div class=\"feature-cta\"><a class=\"\" href=\"https:\/\/www.skypointfcu.com\/?popup-form=true&#038;popup-type=2&#038;&#038;yes-uri=https:\/\/app.loanspq.com\/xa\/xpressApp.aspx?lenderref=mcefcu080615&#038;type=2&#038;referralsource=Website&#038;BRANCHID=3690c1163d914f11ade008f458f87160&#038;no-uri=https:\/\/app.loanspq.com\/xa\/xpressApp.aspx?lenderref=mcefcu080615&#038;type=1&#038;referralsource=Website&#038;BRANCHID=3690c1163d914f11ade008f458f87160\" target=\"_self\">Open now<\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<p class=\"has-small-font-size\">* Rate = Dividend Rate<\/p>\n\n\n\n<p class=\"has-small-font-size\">** APY = Annual Percentage Yield. Rates are subject to change at any time without notice. The stated APY is accurate as of 05\/13\/26. Fees may reduce earnings.<\/p>\n\n\n\n<p class=\"has-small-font-size\">\u00b9 Minimum deposit is $1,000. Substantial penalty may apply for early withdrawal. Dividends are paid monthly. Contact the credit union for complete details.<\/p>\n\n\n\n<p class=\"has-small-font-size\"><sup>2<\/sup> APY=Annual Percentage Yield. Rates are subject to change at any time without notice. The stated APY is accurate as of 05\/13\/26. Minimum deposit is $1,000. This certificate will renew at a 6-month term unless otherwise asked for by the party holding the certificate. IRA certificates are not eligible. Early withdrawal penalties apply. Dividends are paid monthly. Contact the credit union for complete details.<\/p>\n\n\n\n<p class=\"has-small-font-size\"><sup>3 <\/sup>APY=Annual Percentage Yield. Rates are subject to change at any time without notice. The stated APY is accurate as of 05\/13\/26. Minimum deposit is $1,000. This certificate will renew at a six (6) month term unless otherwise asked for by the party holding the certificate. IRA certificates are not eligible. Early withdrawal penalties apply. Dividends are paid monthly. <strong>New Money Requirement:<\/strong>&nbsp;This promotional CD rate is available for new funds only. New funds are defined as deposits not currently held by SkyPoint Federal Credit Union. Funds transferred from existing SkyPoint Federal Credit Union accounts, including maturing certificates of deposit, are not eligible. Contact the credit union for complete details.<\/p>\n","protected":false},"excerpt":{"rendered":"* Rate = Dividend Rate ** APY = Annual Percentage Yield. Rates are subject to change at any time without notice. The stated APY is accurate as of . Fees may reduce earnings. \u00b9 Minimum deposit is $1,000. Substantial penalty may apply for early withdrawal. Dividends are paid monthly. Contact the credit union for complete [&hellip;]","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":31,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"","_lmt_disable":"","attr_excerpt":[],"footnotes":""},"class_list":["post-3707","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Certificate Special - SkyPoint Federal Credit Union<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Certificate Special - SkyPoint Federal Credit Union\" \/>\n<meta property=\"og:description\" content=\"* Rate = Dividend Rate ** APY = Annual Percentage Yield. 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