{"id":3250,"date":"2023-02-10T13:28:56","date_gmt":"2023-02-10T17:28:56","guid":{"rendered":"https:\/\/www.skypointfcu.com\/wph\/workarea\/business\/business-vehicle-loan\/"},"modified":"2023-02-10T23:25:50","modified_gmt":"2023-02-11T03:25:50","slug":"business-vehicle-loan","status":"publish","type":"page","link":"https:\/\/www.skypointfcu.com\/wph\/workarea\/business\/business-vehicle-loan\/","title":{"rendered":"Business Vehicle Loan"},"content":{"rendered":"<div class=\"band content-hero-v003 content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature-wrap-title\"><h1>Business Vehicle Loan<\/h1><h4>SkyPoint\u2019s business vehicle loans can help you get your business where it needs to go.<\/h4><a href=\"https:\/\/app.loanspq.com\/apply.aspx?lenderref=mcefcu080615&#038;list=bl&#038;referralsource=Online&#038;branchid=3690c1163d914f11ade008f458f87160\" target=\"_self\" class=\"btn-blue-1\">Apply now<\/a><a href=\"https:\/\/app.loanspq.com\/cu\/ViewSubmittedLoans.aspx?lenderref=mcefcu080615\" target=\"_self\" class=\"btn-blue-1\">Check status<\/a><\/div><div class=\"feature-wrap-image\"><figure class=\"feature-wrap-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2023\/02\/Vehicle-loan.png\" alt=\"\"><\/figure><\/div><\/div><\/div><\/div>\n\n<div class=\"band\"><div class=\"zone zone-custom-content-block-3\"><div class=\"zone-title\"><h2>What you need to keep your business moving forward<\/h2><\/div><div class=\"feature-wrap\">\n<div class=\"feature clickable-div clickableDiv\"><div class=\"feature-padding\"><button class=\"feature-image panel-closed\" ncr-toggle=\"loan_amounts_up_to_100_000\"><figure class=\"feature-image-inner\" style=\"color:block-color-1\"><span class=\"fa fa-hand-holding-usd\" aria-label=\"icon\" role=\"img\"><\/span><\/figure><h2>Loan amounts up to $100,000<\/h2><span class=\"fas fa-caret-down\" aria-label=\"caret\" role=\"img\"><\/span><\/button><!--feature-image--><div class=\"feature-content panel-closed panel-off-900 panel-accordion\" ncr-panel=\"loan_amounts_up_to_100_000\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><p>Amounts up to $100,000 to help meet your business needs.<\/p><\/div><\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div>\n\n<div class=\"feature clickable-div clickableDiv\"><div class=\"feature-padding\"><button class=\"feature-image panel-closed\" ncr-toggle=\"fixed_rates_and_payments\"><figure class=\"feature-image-inner\" style=\"color:block-color-4\"><span class=\"fa fa-percent\" aria-label=\"icon\" role=\"img\"><\/span><\/figure><h2>Fixed rates and payments<\/h2><span class=\"fas fa-caret-down\" aria-label=\"caret\" role=\"img\"><\/span><\/button><!--feature-image--><div class=\"feature-content panel-closed panel-off-900 panel-accordion\" ncr-panel=\"fixed_rates_and_payments\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><p>Enjoy peace of mind with fixed rates and payment amounts.<\/p><\/div><\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div>\n\n<div class=\"feature clickable-div clickableDiv\"><div class=\"feature-padding\"><button class=\"feature-image panel-closed\" ncr-toggle=\"loan_terms_up_to_7_years\"><figure class=\"feature-image-inner\" style=\"color:block-color-6\"><span class=\"fa fa-calendar-check\" aria-label=\"icon\" role=\"img\"><\/span><\/figure><h2>Loan terms up to 7 years<\/h2><span class=\"fas fa-caret-down\" aria-label=\"caret\" role=\"img\"><\/span><\/button><!--feature-image--><div class=\"feature-content panel-closed panel-off-900 panel-accordion\" ncr-panel=\"loan_terms_up_to_7_years\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><p>Choose the repayment period that works best for you.<\/p><\/div><\/div><\/div><!--feature-content--><\/div><!--feature-padding--><\/div>\n<\/div><!--feature-wrap--><\/div><!--band-cta--><\/div>\n\n<div class=\"band content-fullwidth-match band-custom-table-1 table-no-margin\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature\"><div class=\"feature-padding\"><h2>Business New Vehicle Loan rates **<\/h2><div class=\"table-responsive\">\n<p>\n<table id=\"tablepress-31\" class=\"tablepress tablepress-id-31\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Terms<\/th><th class=\"column-2\">APR* (As low as)<\/th><th class=\"column-3\">Other Conditions<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">1 &#8211; 36 Months<\/td><td class=\"column-2\">5.59%<\/td><td class=\"column-3\"><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">37 &#8211; 48 Months<\/td><td class=\"column-2\">5.84%<\/td><td class=\"column-3\"><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">49 &#8211; 60 Months<\/td><td class=\"column-2\">6.09%<\/td><td class=\"column-3\"><\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">61 &#8211; 72 Months<\/td><td class=\"column-2\">6.34%<\/td><td class=\"column-3\">Minimum $25,000 loan amount<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">73 &#8211; 84 Months<\/td><td class=\"column-2\">6.84%<\/td><td class=\"column-3\">Minimum $30,000 loan amount<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n\n<\/div><div class=\"feature-cta\"><a class=\"btn-blue-1  hidden\" href=\"\" target=\"_self\"><\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"band content-fullwidth-match band-custom-table-1 table-no-margin table-last\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature\"><div class=\"feature-padding\"><h2>Business Used Vehicle Loan rates<\/h2><div class=\"table-responsive\">\n<p>\n<table id=\"tablepress-32\" class=\"tablepress tablepress-id-32\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Terms<\/th><th class=\"column-2\">APR* (As low as)<\/th><th class=\"column-3\">Other Conditions<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">1 &#8211; 36 Months<\/td><td class=\"column-2\">6.09%<\/td><td class=\"column-3\"><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">37 &#8211; 48 Months<\/td><td class=\"column-2\">6.34%<\/td><td class=\"column-3\"><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">49 &#8211; 60 Months<\/td><td class=\"column-2\">6.59%<\/td><td class=\"column-3\"><\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">61 &#8211; 72 Months<\/td><td class=\"column-2\">6.84%<\/td><td class=\"column-3\">Minimum $25,000 loan amount<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">73 &#8211; 84 Months<\/td><td class=\"column-2\">7.34%<\/td><td class=\"column-3\">Minimum $30,000 loan amount<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n\n<\/div><div class=\"feature-cta\"><a class=\"btn-blue-1  hidden\" href=\"\" target=\"_self\"><\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"band content-fullwidth band-custom-tabbed-content-1\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature-wrap-title\"><h2>Explore our other business loan products<\/h2><\/div><div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content\">\n<div class=\"feature-cta\"><a href=\"javascript:void(0);\" class=\"panel-closed\" ncr-toggle=\"businesslineofcredit_img_tab\"><span class=\"text\">Business Line of Credit<\/span><\/a><\/div><div class=\"feature-content-text panel-closed panel-accordion panel-cant-close panel-no-trap\" ncr-panel=\"businesslineofcredit_img_tab\"><div class=\"feature-content-text-promo\"><div class=\"feature-content-text-promo-image\"><figure class=\"feature-content-text-promo-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2023\/02\/Line-of-credit.png\" alt=\"\"><\/figure><\/div><div class=\"feature-content-text-promo-cta\">\n\n<p>Ease the burden of cash flow for your business with business line of credit. Access your credit line when funds are needed and repay with flexible terms.<\/p>\n<ul>\n<li>Credit limits up to $50,000<\/li>\n<li>Minimum payments as low as $150<\/li>\n<li>Flexible repayment terms<\/li>\n<li>Rate is flexible with the Prime Rate<\/li>\n<\/ul>\n<p><a class=\"btn-blue-1\" href=\"https:\/\/app.loanspq.com\/apply.aspx?lenderref=mcefcu080615&amp;list=bl&amp;referralsource=Online&amp;branchid=3690c1163d914f11ade008f458f87160\">Apply now<\/a> <a class=\"btn-blue-1\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/business\/business-line-of-credit\/\">Learn more<\/a><\/p>\n\n<\/div><\/div><\/div>\n\n<div class=\"feature-cta\"><a href=\"javascript:void(0);\" class=\"panel-closed\" ncr-toggle=\"businessinstallmentloan_img_tab\"><span class=\"text\">Business Installment Loan<\/span><\/a><\/div><div class=\"feature-content-text panel-closed panel-accordion panel-cant-close panel-no-trap\" ncr-panel=\"businessinstallmentloan_img_tab\"><div class=\"feature-content-text-promo\"><div class=\"feature-content-text-promo-image\"><figure class=\"feature-content-text-promo-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2023\/02\/Installment-loan.png\" alt=\"\"><\/figure><\/div><div class=\"feature-content-text-promo-cta\">\n\n<p>Make capital purchases while enjoying a fixed rate and payment. SkyPoint\u2019s business installment loan can be used for a variety of purchases for your business.<\/p>\n<ul>\n<li>Loan amounts up to $50,000<\/li>\n<li>Fixed terms up to five (5) years<\/li>\n<li>Fixed terms up to 10 years for loan amounts over $35,000<\/li>\n<\/ul>\n<p><a class=\"btn-blue-1\" href=\"https:\/\/app.loanspq.com\/apply.aspx?lenderref=mcefcu080615&amp;list=bl&amp;referralsource=Online&amp;branchid=3690c1163d914f11ade008f458f87160\">Apply now<\/a> <a class=\"btn-blue-1\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/business\/business-installment-loan\/\">Learn more<\/a><\/p>\n\n<\/div><\/div><\/div>\n\n<div class=\"feature-cta\"><a href=\"javascript:void(0);\" class=\"panel-closed\" ncr-toggle=\"businesssignaturerewardscreditcard_img_tab\"><span class=\"text\">Business Signature Rewards Credit Card<\/span><\/a><\/div><div class=\"feature-content-text panel-closed panel-accordion panel-cant-close panel-no-trap\" ncr-panel=\"businesssignaturerewardscreditcard_img_tab\"><div class=\"feature-content-text-promo\"><div class=\"feature-content-text-promo-image\"><figure class=\"feature-content-text-promo-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2023\/02\/Credit-card.png\" alt=\"\"><\/figure><\/div><div class=\"feature-content-text-promo-cta\">\n\n<p>The Edge Business Signature Rewards credit card makes business purchases simple. Plus, earn cash back while you spend!<\/p>\n<ul>\n<li>Credit limits up to $45,000<\/li>\n<li>Variable rates based on Prime Rate<\/li>\n<li>2% cash back rewards on all categories<\/li>\n<li>$250 bonus if $5,000 spent in the first 90 days<\/li>\n<li>No annual fee<\/li>\n<\/ul>\n<p><a class=\"btn-blue-1\" href=\"https:\/\/app.loanspq.com\/apply.aspx?lenderref=mcefcu080615&amp;list=bl&amp;referralsource=Online&amp;branchid=3690c1163d914f11ade008f458f87160\">Apply now<\/a> <a class=\"btn-blue-1\" href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/business\/business-signature-rewards-credit-card\/\">Learn more<\/a><\/p>\n\n<\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"band content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap feature-wrap-custom-product-block blue-blue\"><div class=\"feature\"><div class=\"feature-padding\"><div class=\"feature-content\"><div class=\"feature-content-text\"><div class=\"feature-content-wysiwyg\"><h2>Get started today<\/h2><p>Apply for your Business Vehicle Loan in minutes!<\/p><\/div><\/div><div class=\"feature-cta\"><a class=\"\" href=\"https:\/\/app.loanspq.com\/apply.aspx?lenderref=mcefcu080615&#038;list=bl&#038;referralsource=Online&#038;branchid=3690c1163d914f11ade008f458f87160\" target=\"_self\">Apply now<\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<p class=\"has-small-font-size\">*APR = Annual Percentage Rate. The APR offered for the above loans may be higher than the rate stated based on certain credit worthiness criteria. The above auto loan rates include a 0.25% discount for automatic transfer payments. If the automatic transfer payment stops, for any reason, the APR may increase to the undiscounted rate. Rates are dependent on individual qualification and are subject to change at any time without notice. Contact the credit union for full details.<\/p>\n\n\n\n<p class=\"has-small-font-size\">** A new vehicle is eligible for a refinance with the above rates if you are the original owner, the vehicle was purchased within the last 6 months and is current (2023) or previous (2022) model year.<\/p>\n","protected":false},"excerpt":{"rendered":"*APR = Annual Percentage Rate. The APR offered for the above loans may be higher than the rate stated based on certain credit worthiness criteria. The above auto loan rates include a 0.25% discount for automatic transfer payments. If the automatic transfer payment stops, for any reason, the APR may increase to the undiscounted rate. [&hellip;]","protected":false},"author":6,"featured_media":0,"parent":24,"menu_order":6,"comment_status":"closed","ping_status":"closed","template":"template_back.php","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","attr_excerpt":[],"footnotes":""},"class_list":["post-3250","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Business Vehicle Loan - SkyPoint Federal Credit Union<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Business Vehicle Loan - SkyPoint Federal Credit Union\" \/>\n<meta property=\"og:description\" content=\"*APR = Annual Percentage Rate. 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