{"id":12,"date":"2021-04-26T14:40:20","date_gmt":"2021-04-26T14:40:20","guid":{"rendered":"https:\/\/www.skypointfcu.com\/wph\/workarearoot\/footer\/disclosures"},"modified":"2025-08-14T14:25:03","modified_gmt":"2025-08-14T18:25:03","slug":"disclosures","status":"publish","type":"page","link":"https:\/\/www.skypointfcu.com\/wph\/workarea\/disclosures\/","title":{"rendered":"Disclosures"},"content":{"rendered":"<div class=\"band content-hero-v003 content-fullwidth\"><div class=\"zone\"><div class=\"feature-wrap\"><div class=\"feature-wrap-image\"><figure class=\"feature-wrap-image-inner cover-image\"><img decoding=\"async\" src=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/07\/promo-main_disclosures_header_1600x640.jpg\" alt=\"couple looking at laptop\"><\/figure><\/div><\/div><\/div><\/div>\n\n<div class=\"editor\">\n<div class=\"promoSmallWrap contentWrapBack\">\n<div class=\"innerWrap contentOuter\">\n<div class=\"contentBack\">\n<h2 class=\"page-header\">Disclosures<\/h2>\n<div class=\"col1\">\n<div class=\"content\" role=\"main\">\n<p>At SkyPoint FCU we are committed to protecting your financial information, and ask that you not include personal or confidential information in email correspondence. We can respond to general questions via email, but for your security, we are unable to release account-specific information through email.<\/p>\n<ul>\n<li><a href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2022\/12\/BTG-disclosure.pdf\">Better Twogether Disclosure<\/a><\/li>\n<li><a href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2023\/03\/SKY2023BusinessServiceChargeSchedule.pdf\">Business Service Charge Schedule<\/a><\/li>\n<li><a href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/Discretionary_Courtesy_Pay_Disclosure__3_.pdf\">Courtesy Pay Disclosure<\/a><\/li>\n<li><a href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/Electronic-Fund-Transfers-Agreement-and-Disclosure-12.21.pdf\">Electronic Fund Transfers (EFT) Agreement and Disclosure<\/a><\/li>\n<li><a href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2022\/12\/06511SKYExpenditures-Policyv2.pdf\">Expenditures Policy<\/a><\/li>\n<li><a href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2025\/08\/Funds-Availability-2025.pdf\">Funds Availability Policy<\/a><\/li>\n<li><a href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2022\/12\/Membership-and-Account-Agreement.pdf\">Membership and Account Agreement<\/a><\/li>\n<li><a href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2025\/07\/Service-Charge-Schedule-07012025-1.pdf\">Service Charge Schedule<\/a><\/li>\n<li><a href=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-content\/uploads\/2021\/05\/Truth-in-Savings-Disclosure-1.pdf\">Truth in Savings Disclosure<\/a><\/li>\n<\/ul>\n<p><img decoding=\"async\" src=\"https:\/\/campaign.documatix.com\/DM\/Content\/images\/get_adobe_reader.png\" \/><\/p>\n<p>When you click on \u201cGet Adobe Reader\u201d link above, you will leave SkyPoint FCU\u2019s web site. SkyPoint FCU does not provide, and is not responsible for, the product, service, overall website content, security, or privacy policies on any external third-party sites. We do not represent either this site or you if you enter into a transaction. Privacy and security policies may differ from those practiced at SkyPoint FCU.<\/p>\n<\/div>\n<p><!--content--><\/p>\n<\/div>\n<p><!--col1--><\/p>\n<\/div>\n<p><!--contentBack--><\/p>\n<\/div>\n<p><!--innerWrap--><\/p>\n<\/div>\n<p><!--promoSmallWrap--><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"Disclosures At SkyPoint FCU we are committed to protecting your financial information, and ask that you not include personal or confidential information in email correspondence. We can respond to general questions via email, but for your security, we are unable to release account-specific information through email. Better Twogether Disclosure Business Service Charge Schedule Courtesy Pay [&hellip;]","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":20,"comment_status":"closed","ping_status":"closed","template":"template_back.php","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","attr_excerpt":[],"footnotes":""},"class_list":["post-12","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Disclosures - SkyPoint Federal Credit Union<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Disclosures - SkyPoint Federal Credit Union\" \/>\n<meta property=\"og:description\" content=\"Disclosures At SkyPoint FCU we are committed to protecting your financial information, and ask that you not include personal or confidential information in email correspondence. We can respond to general questions via email, but for your security, we are unable to release account-specific information through email. Better Twogether Disclosure Business Service Charge Schedule Courtesy Pay [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.skypointfcu.com\/wph\/workarea\/disclosures\/\" \/>\n<meta property=\"og:site_name\" content=\"SkyPoint Federal Credit Union\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-14T18:25:03+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/campaign.documatix.com\/DM\/Content\/images\/get_adobe_reader.png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.skypointfcu.com\/wph\/workarea\/disclosures\/\",\"url\":\"https:\/\/www.skypointfcu.com\/wph\/workarea\/disclosures\/\",\"name\":\"Disclosures - SkyPoint Federal Credit Union\",\"isPartOf\":{\"@id\":\"https:\/\/www.skypointfcu.com\/wph\/workarea\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.skypointfcu.com\/wph\/workarea\/disclosures\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.skypointfcu.com\/wph\/workarea\/disclosures\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/campaign.documatix.com\/DM\/Content\/images\/get_adobe_reader.png\",\"datePublished\":\"2021-04-26T14:40:20+00:00\",\"dateModified\":\"2025-08-14T18:25:03+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.skypointfcu.com\/wph\/workarea\/disclosures\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.skypointfcu.com\/wph\/workarea\/disclosures\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.skypointfcu.com\/wph\/workarea\/disclosures\/#primaryimage\",\"url\":\"https:\/\/campaign.documatix.com\/DM\/Content\/images\/get_adobe_reader.png\",\"contentUrl\":\"https:\/\/campaign.documatix.com\/DM\/Content\/images\/get_adobe_reader.png\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.skypointfcu.com\/wph\/workarea\/disclosures\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.skypointfcu.com\/wph\/workarea\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Disclosures\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.skypointfcu.com\/wph\/workarea\/#website\",\"url\":\"https:\/\/www.skypointfcu.com\/wph\/workarea\/\",\"name\":\"SkyPoint Federal Credit Union\",\"description\":\"Just another WordPress site\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.skypointfcu.com\/wph\/workarea\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Disclosures - SkyPoint Federal Credit Union","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Disclosures - SkyPoint Federal Credit Union","og_description":"Disclosures At SkyPoint FCU we are committed to protecting your financial information, and ask that you not include personal or confidential information in email correspondence. We can respond to general questions via email, but for your security, we are unable to release account-specific information through email. Better Twogether Disclosure Business Service Charge Schedule Courtesy Pay [&hellip;]","og_url":"https:\/\/www.skypointfcu.com\/wph\/workarea\/disclosures\/","og_site_name":"SkyPoint Federal Credit Union","article_modified_time":"2025-08-14T18:25:03+00:00","og_image":[{"url":"https:\/\/campaign.documatix.com\/DM\/Content\/images\/get_adobe_reader.png","type":"","width":"","height":""}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.skypointfcu.com\/wph\/workarea\/disclosures\/","url":"https:\/\/www.skypointfcu.com\/wph\/workarea\/disclosures\/","name":"Disclosures - SkyPoint Federal Credit Union","isPartOf":{"@id":"https:\/\/www.skypointfcu.com\/wph\/workarea\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.skypointfcu.com\/wph\/workarea\/disclosures\/#primaryimage"},"image":{"@id":"https:\/\/www.skypointfcu.com\/wph\/workarea\/disclosures\/#primaryimage"},"thumbnailUrl":"https:\/\/campaign.documatix.com\/DM\/Content\/images\/get_adobe_reader.png","datePublished":"2021-04-26T14:40:20+00:00","dateModified":"2025-08-14T18:25:03+00:00","breadcrumb":{"@id":"https:\/\/www.skypointfcu.com\/wph\/workarea\/disclosures\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.skypointfcu.com\/wph\/workarea\/disclosures\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.skypointfcu.com\/wph\/workarea\/disclosures\/#primaryimage","url":"https:\/\/campaign.documatix.com\/DM\/Content\/images\/get_adobe_reader.png","contentUrl":"https:\/\/campaign.documatix.com\/DM\/Content\/images\/get_adobe_reader.png"},{"@type":"BreadcrumbList","@id":"https:\/\/www.skypointfcu.com\/wph\/workarea\/disclosures\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.skypointfcu.com\/wph\/workarea\/"},{"@type":"ListItem","position":2,"name":"Disclosures"}]},{"@type":"WebSite","@id":"https:\/\/www.skypointfcu.com\/wph\/workarea\/#website","url":"https:\/\/www.skypointfcu.com\/wph\/workarea\/","name":"SkyPoint Federal Credit Union","description":"Just another WordPress site","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.skypointfcu.com\/wph\/workarea\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-json\/wp\/v2\/pages\/12","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-json\/wp\/v2\/comments?post=12"}],"version-history":[{"count":10,"href":"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-json\/wp\/v2\/pages\/12\/revisions"}],"predecessor-version":[{"id":4953,"href":"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-json\/wp\/v2\/pages\/12\/revisions\/4953"}],"wp:attachment":[{"href":"https:\/\/www.skypointfcu.com\/wph\/workarea\/wp-json\/wp\/v2\/media?parent=12"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}