The Member Value Program is our way of rewarding you for banking with SkyPoint Federal Credit Union. As your accounts, investments and balances grow, so will your benefits. As a member you're automatically an "M.V.P." and with rewards ranging from free services to higher dividend rates, you'll see and feel the value of your membership.
Everyone begins at the Basic Member tier, entitling you to all of the online access, free checking and ATM usage you will need. Increase your combined deposit and loan balances with SkyPoint to climb tiers and gain additional member benefits.
|HOUSEHOLD COMBINED BALANCE||Basic Member||Sweet Member||Sweeter Member||Sweetest Member|
|(All your combined deposit and loan balance)||$5.00 - $7,499.99||$7,500 - $14,999.99||$15,000 - $49,999.99||$50,000 or more|
|Deposit Interest Rate Increase1||+0.05% APY2||+0.10% APY2||+0.15% APY2|
|Loan Interest Rate Reduction3||-0.05% APR4||-0.10% APR4||-0.15% APR4|
|Safe Deposit Box Rental||25% off||50% off|
|Wire Transfer Fee||50% off||FREE|
|SKYPOINT FREE SERVICES|
|Account Maintenance Fee||•||•||•||•|
|Online Bill Payment||•||•||•||•|
|Online Check Copies||•||•||•||•|
|Mobile Check Deposit||•||•||•||•|
|EZ Deposit - Remote Check Deposit||•||•||•||•|
|VISA® Debit Card||•||•||•||•|
|80,000+ Free ATMs||•||•||•||•|
|5,000 Walk-in Branch Locations||•||•||•||•|
|GreenPath Financial Wellness||•||•||•||•|
|Automated Coin Counter||•||•||•||•|
|SkyPoint Foreign ATM Fee||•||•|
|Foreign ATM Surcharge Rebate||•|
|Replacement Card Fee Waived||•|
1Includes Checking, Money Market and Certificate Accounts. 2APY=Annual Percentage Yield. 3Does not include Mortgages, Credit Cards or Share Secured loans. 4APR=Annual Percentage Rate. 5One (1) month only. Credit Card statements not included. 6Up to five (5) copies. Note: The Member Value Program (MVP) is for individual members only. Business accounts and other organization accounts are not included. Members must be in good standing with SkyPoint in order to take advantage of the discounts and free services offered through the Program. Any or all benefits of the Program may be suspended, modified, or cancelled without notice at the credit union's discretion.