The Member Value Program is our way of rewarding you for banking with SkyPoint Federal Credit Union. As your accounts, investments and balances grow, so will your benefits. As a member you're automatically an "M.V.P." and with rewards ranging from free services to higher dividend rates, you'll see and feel the value of your membership. 

Everyone begins at the Basic Member tier, entitling you to all of the online access, free checking and ATM usage you will need. Increase your combined deposit and loan balances with SkyPoint to climb tiers and gain additional member benefits. 

HOUSEHOLD COMBINED BALANCE Basic Member Sweet Member Sweeter Member Sweetest Member
(All your combined deposit and loan balance) $5.00 - $7,499.99 $7,500 - $14,999.99 $15,000 - $49,999.99 $50,000 or more
Deposit Interest Rate Increase1   +0.05% APY2 +0.10% APY2 +0.15% APY2
Loan Interest Rate Reduction3   -0.05% APR4 -0.10% APR4 -0.15% APR4
Safe Deposit Box Rental      25% off 50% off
Wire Transfer Fee      50% off FREE
Account Maintenance Fee
Online Bill Payment
Online Check Copies
Mobile Banking
Mobile Check Deposit
EZ Deposit - Remote Check Deposit
VISA® Debit Card
80,000+ Free ATMs
5,000 Walk-in Branch Locations
GreenPath Financial Wellness
Automated Coin Counter
Statement Copies5  
Official Checks    
Money Orders    
Check Copies6    
SkyPoint Foreign ATM Fee    
Foreign ATM Surcharge Rebate      
Replacement Card Fee Waived      


1Includes Checking, Money Market and Certificate Accounts. 2APY=Annual Percentage Yield. 3Does not include Mortgages, Credit Cards or Share Secured loans. 4APR=Annual Percentage Rate. 5One (1) month only. Credit Card statements not included. 6Up to five (5) copies. Note: The Member Value Program (MVP) is for individual members only. Business accounts and other organization accounts are not included. Members must be in good standing with SkyPoint in order to take advantage of the discounts and free services offered through the Program. Any or all benefits of the Program may be suspended, modified, or cancelled without notice at the credit union's discretion.