*APY = Annual Percentage Yield. Rates are subject to change at any time without notice.

**Rates include a 0.15% increase based on MVP Sweetest Tier. 

***Certificate will renew into a 12-month term at the 12-month certificate rate on the renewal date. If certificate funds are withdrawn before the renewal date, funds are subject to a penalty of 90 days worth of dividends. MVP bonus does not apply for this special Certificate term. IRAs not eligible for this special Certificate term.

Minimum deposit is $1,000. Substantial penalty may apply for early withdrawal. Dividends are paid monthly. Contact the credit union for complete details.