At SkyPoint, we're here for our members, through certainty and uncertainty. During this unprecedented time of uncertainty, we're offering the following services to help everyone.

Loan

Emergency Relief Loan1 New

Apply for an Emergency Relief Loan between $500 and $5,000.

Learn More

Loan

Flex Loan2

Flex Loans help bridge the gap to help pay your expenses. Plus, the entire loan can be done online!

Learn More

GreenPath

  • Debt Management

    Debt Management Plans

    Develop a payment plan.

  • Financial Counseling

    Financial Counseling

    Receive a personalized action plan.

  • Financial Education

    Financial Education

    Get access to a number of online resources, including financial guides.

Visit GreenPath

Relief Services

Relief Loan

Emergency Relief Loan1 New

Apply for an Emergency Relief Loan between $500 and $5,000.

  • As low as 5.99% APR*
  • Terms up to 36 months
  • Up to 90 days no payments
  • Available until June 30
Apply Now
 
Line Increase

Credit Line Increase

If you are in need of more credit to help with expenses, you may request a credit line increase on your SkyPoint credit cards. Please contact us at 800.654.7728.


Mortgage

Mortgage Payment Assistance

For members with a SkyPoint mortgage loan, contact us at 800.231.8855.


Visa Skip

Visa Skip a Pay4

Eligible members will be able to skip their June visa payment. Notification is included in the May statement.


Contact

Keep in Contact

SkyPoint staff is working to help our members and keep your finances secure. Contact SkyPoint in the following ways:

support@skypointfcu.org

Call our Call Center: 301.279.1964

 

Individual Service Request

Need individual assistance from a SkyPoint team member? Let us know and we'll contact you.

Individual Service Request

 

Hardship Assistance Request

If you need to make arrangements to pay on your SkyPoint loans, let us know and we'll contact you.

Hardship Assistance Request

 

Free Financial Counseling

Through our partnership with GreenPath, you have automatic access to free financial counseling services and educational resources. Request a call from our partners at GreenPath today.

Request a Call

1*APR = Annual Percentage Rate. The APR offered for the above loans may be higher than the rate stated based on certain credit worthiness criteria and MVP status. Example: loan amount of $2,500 at a rate of 5.00% APR for 36 months would have a monthly payment of $76.06. Current SkyPoint loans are not eligible for this promotion. The above loan rate includes a 0.25% discount for automatic transfer payments and a 0.15% discount for the MVP Sweetest Tier. Rates are dependent on individual qualification and are subject to change at any time without notice. Members may elect to defer their payments for up to 90 days following funding of the loan. If member is no longer employed due to the crisis, the loan amount will be based on the most recent pay stub/monthly income. Contact the credit union for full details.

2*APR = Annual Percentage Rate. Example: loan amount of $750 at a rate of 14.99% APR for 6 months would have a monthly payment of $130.56. Current SkyPoint loans are not eligible for this promotion. Restrictions and other conditions apply. Contact the credit union for full details.

3*Eligibility requirements must be met. Terms and conditions apply. Contact credit union for full details..

4*Eligibility requirements must be met. Terms and conditions apply. Contact credit union for full details..

This website is connected to third party websites. The links are for informational purposes only and not an endorsement of those products or services. Third party websites accessed by links are not part of the credit union or its website. Be sure you know your privacy rights when offering information to those sites. This website may be used for authorized purposes only. Unauthorized access or use is not permitted and constitutes a crime punishable by law. 1) Annual Percentage Rate effective 8/1/2016 subject to change and credit qualification. Auto loan example compares a balance of $20,000 repaid over 60 months. 2) Mortgage cost example is based on a $200,000 mortgage average origination fee in the State of Maryland. 3) Average Bank Rates provided by BankRate.com. Although the information has been obtained from the various financial institutions, the accuracy cannot be guaranteed.