From dream vacations to updating your kitchen, let your home help pay for it! A Home Equity Loan from SkyPoint Federal Credit Union is perfect for whatever you have in store on your journey.

Questions? Call us at 301.279.1964


Finance up to 100% of your home's value minus your first mortgage balance

Get more out of your home's value with 100% loan-to-value financing.

Loan Amount

Loan amounts up to $250,000

Ensure you get the funds you need to achieve your goals with loan amounts up to $250,000.

Fixed Repayment

Fixed repayment term up to 15 years

Set the repayment term of your loan, up to 15 years.


Home Equity Installment Loan

*APR = Annual Percentage Rate. The APR offered for the above loans may be higher than the rate stated based on certain credit worthiness criteria. Rates are dependent on individual qualification and are subject to change at any time without notice. Contact the credit union for full details.

Get Started Today

Apply for your Home Equity loan in minutes!

Phone App


Apply Now

This website is connected to third party websites. The links are for informational purposes only and not an endorsement of those products or services. Third party websites accessed by links are not part of the credit union or its website. Be sure you know your privacy rights when offering information to those sites. This website may be used for authorized purposes only. Unauthorized access or use is not permitted and constitutes a crime punishable by law. 1) Annual Percentage Rate effective 8/1/2016 subject to change and credit qualification. Auto loan example compares a balance of $20,000 repaid over 60 months. 2) Mortgage cost example is based on a $200,000 mortgage average origination fee in the State of Maryland. 3) Average Bank Rates provided by Although the information has been obtained from the various financial institutions, the accuracy cannot be guaranteed.