Spend with security. Whether it's everyday expenses or improving your credit, you can swipe confidently with our Platinum Secured credit card.

The VISA® Platinum Secured card allows you peace of mind, knowing that your credit line is secured by the funds available in your SkyPoint Federal Credit Union account*. What's more, you'll be improving your credit score with our monthly credit reporting.

Questions? Call us at 301.279.1964

Product Features

  • Online Banking

    Enjoy rates as low as 8.99% APR**

  • Mobile Banking

    Build your credit score

  • Online Bill Pay

    Secure your credit line with funds in your SkyPoint account*

  • E-Statements

    No balance transfer or annual fee

  • E-Statements

    Fixed rate

  • E-Statements

    EMV chip for enhanced security


*Credit card must be secured by funds in an SkyPoint savings account equal to the approved credit limit. Additional criteria may apply.

**APR = Annual Percentage Rate. Rate is based on borrower's credit score at the time the loan is funded. APR is based on the Prime Rate, as published in the Wall Street Journal, plus a margin based on borrower's credit rating at the time of application. Credit limit is based on borrower's credit score, credit worthiness, income and ability to repay. Contact the credit union for complete details.

Take flight with a different SkyPoint Card!


This website is connected to third party websites. The links are for informational purposes only and not an endorsement of those products or services. Third party websites accessed by links are not part of the credit union or its website. Be sure you know your privacy rights when offering information to those sites. This website may be used for authorized purposes only. Unauthorized access or use is not permitted and constitutes a crime punishable by law. 1) Annual Percentage Rate effective 8/1/2016 subject to change and credit qualification. Auto loan example compares a balance of $20,000 repaid over 60 months. 2) Mortgage cost example is based on a $200,000 mortgage average origination fee in the State of Maryland. 3) Average Bank Rates provided by BankRate.com. Although the information has been obtained from the various financial institutions, the accuracy cannot be guaranteed.