Whether you are purchasing a new or pre-owned vehicle, we will get your financing pre-approved in minutes, so you have the information you need to negotiate the best deal.


Lower your interest rate or monthly payment, or even both, by refinancing your loan from another lender with a loan from SkyPoint Federal Credit Union. Our low rates and flexible terms are a simple solution to save you money.

Protection Solutions

Protect your loan from the unforeseen with our low-cost GAP insurance that will cancel the difference between the vehicle's value and the balance of your loan. Keep your vehicle on the road longer and minimize your out-of-pocket expenses with Mechanical Repair Coverage.


New Vehicle Loan Rates

Used Vehicle Loan Rates

*APR = Annual Percentage Rate. The APR offered for the above loans may be higher than the rate stated based on certain creditworthiness criteria and MVP status. The above auto loan rates include a 0.25% discount for automatic transfer payments and a 0.15% discount for the MVP Sweetest Tier. If the automatic transfer payment stops, for any reason, the APR may increase to the undiscounted rate. Rates are dependent on individual qualification and are subject to change at any time without notice. Contact the credit union for full details.