Your SkyPoint Federal Credit Union checking account is simple and free*. Check out all the benefits you can take advantage of:

Questions? Call us at 301.279.1964

Product Features

  • E-Statements

    No minimum balance

    Keep as little as you need.

  • Nationwide ATMs

    No fees

    No monthly or hidden service charges.

  • Nationwide Branches

    Free Visa® debit card

    Use your money anywhere.

  • Nationwide Branches

    Earn cash back

    With Purchase Rewards on everyday transactions.

  • Nationwide Branches

    24/7 access

    Via Online Banking, Mobile and Telephone Banking CUPID.

  • Nationwide Branches

    Overdraft protection

    Transfer from your Savings account or Personal Line of Credit.

Additional Benefits

Earn dividends - do more, get more with SkyPoint's Member Value Program (MVP). When you surpass the 'Basic' level, you can start earning up to 0.15% APY.

Courtesy Pay - are you short on cash? No worries, we have you covered with Courtesy Pay. Your SkyPoint checking account may be overdrawn up to $750.00 in case of an emergency for a minimal service charge.


*There are certain fees that apply on an individual basis, such as the 'Overdraft Fee.' See the 'Service Charge Schedule' for details on the various charged SkyPoint may assess. Fees may reduce the earnings of the account. 

This website is connected to third party websites. The links are for informational purposes only and not an endorsement of those products or services. Third party websites accessed by links are not part of the credit union or its website. Be sure you know your privacy rights when offering information to those sites. This website may be used for authorized purposes only. Unauthorized access or use is not permitted and constitutes a crime punishable by law. 1) Annual Percentage Rate effective 8/1/2016 subject to change and credit qualification. Auto loan example compares a balance of $20,000 repaid over 60 months. 2) Mortgage cost example is based on a $200,000 mortgage average origination fee in the State of Maryland. 3) Average Bank Rates provided by Although the information has been obtained from the various financial institutions, the accuracy cannot be guaranteed.