Right now, earn 4.00% APY* with SkyPoint’s 7-month Certificate special. Get started today with as little as $1,000 when you open.
Earn an impressive 4.00% APY* for 7 months.
Open your certificate with just $1,000.
Choose your renewal term to fit your needs.
Certificate rates
| Term1 | Rate* | APY** |
|---|---|---|
| 6 Month2 | 3.44% | 3.50% |
| 12 Month | 3.68% | 3.75% |
| 24 Month | 3.54% | 3.60% |
| 36 Month | 3.54% | 3.60% |
| 48 Month | 3.54% | 3.60% |
| 60 Month | 3.54% | 3.60% |
7-month Certificate special
| Term1 | Rate* | APY** |
|---|---|---|
| 7-month3 | 3.93% | 4.00% |
Get started today!
* Rate = Dividend Rate
** APY = Annual Percentage Yield. Rates are subject to change at any time without notice. The stated APY is accurate as of 01/24/26. Fees may reduce earnings.
¹ Minimum deposit is $1,000. Substantial penalty may apply for early withdrawal. Dividends are paid monthly. Contact the credit union for complete details.
2 APY=Annual Percentage Yield. Rates are subject to change at any time without notice. The stated APY is accurate as of 01/24/26. Minimum deposit is $1,000. This certificate will renew at a 6-month term unless otherwise asked for by the party holding the certificate. IRA certificates are not eligible. Early withdrawal penalties apply. Dividends are paid monthly. Contact the credit union for complete details.
3 APY=Annual Percentage Yield. Rates are subject to change at any time without notice. The stated APY is accurate as of 01/24/26. Minimum deposit is $1,000. This certificate will renew at a six (6) month term unless otherwise asked for by the party holding the certificate. IRA certificates are not eligible. Early withdrawal penalties apply. Dividends are paid monthly. New Money Requirement: This promotional CD rate is available for new funds only. New funds are defined as deposits not currently held by SkyPoint Federal Credit Union. Funds transferred from existing SkyPoint Federal Credit Union accounts, including maturing certificates of deposit, are not eligible. Contact the credit union for complete details.
