Skypoint Federal Credit Union

Phone# 301.279.1964
Routing# 255077891

Business Vehicle Loan

SkyPoint’s business vehicle loans can help you get your business where it needs to go.

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What you need to keep your business moving forward

Amounts up to $100,000 to help meet your business needs.

Enjoy peace of mind with fixed rates and payment amounts.

Choose the repayment period that works best for you.

Business New Vehicle Loan rates **

TermsAPR* (As low as)Other Conditions
1 – 36 Months5.59%
37 – 48 Months5.84%
49 – 60 Months6.09%
61 – 72 Months6.34%Minimum $25,000 loan amount
73 – 84 Months6.84%Minimum $30,000 loan amount

Business Used Vehicle Loan rates

TermsAPR* (As low as)Other Conditions
1 – 36 Months6.09%
37 – 48 Months6.34%
49 – 60 Months6.59%
61 – 72 Months6.84%Minimum $25,000 loan amount
73 – 84 Months7.34%Minimum $30,000 loan amount

Explore our other business loan products

Ease the burden of cash flow for your business with business line of credit. Access your credit line when funds are needed and repay with flexible terms.

  • Credit limits up to $50,000
  • Minimum payments as low as $150
  • Flexible repayment terms
  • Rate is flexible with the Prime Rate

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Make capital purchases while enjoying a fixed rate and payment. SkyPoint’s business installment loan can be used for a variety of purchases for your business.

  • Loan amounts up to $50,000
  • Fixed terms up to five (5) years
  • Fixed terms up to 10 years for loan amounts over $35,000

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The Edge Business Signature Rewards credit card makes business purchases simple. Plus, earn cash back while you spend!

  • Credit limits up to $45,000
  • Variable rates based on Prime Rate
  • 2% cash back rewards on all categories
  • $250 bonus if $5,000 spent in the first 90 days
  • No annual fee

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Get started today

Apply for your Business Vehicle Loan in minutes!

*APR = Annual Percentage Rate. The APR offered for the above loans may be higher than the rate stated based on certain credit worthiness criteria. The above auto loan rates include a 0.25% discount for automatic transfer payments. If the automatic transfer payment stops, for any reason, the APR may increase to the undiscounted rate. Rates are dependent on individual qualification and are subject to change at any time without notice. Contact the credit union for full details.

** A new vehicle is eligible for a refinance with the above rates if you are the original owner, the vehicle was purchased within the last 6 months and is current (2023) or previous (2022) model year.

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