Juneteenth Holiday Closing

Please be advised that our offices will be closed on Friday, June 19, 2026 in observance of Juneteenth We will resume normal business hours on Monday, June 22, 2026. Our online/mobile banking services as well as our ATM remain available 24/7 for your banking needs.

Skypoint Federal Credit Union

Phone# 301.279.1964
Routing# 255077891

Flex Loan

Life is full of surprises – some of them financial! If you’re suddenly faced with an unexpected expense, a Flex Loan provides that extra cushion when payday’s too far away.

Sign in & apply
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For your unexpected needs

When you apply for a Flex Loan, there’s no credit check required.

The Flex Loan process is fast. Apply and get your money the same day!

Loan amounts from $250 – $1,0001

Must apply in Online or Mobile Banking

Maximum of one open Flex Loan at a time2

Account open for minimum of 3 months and in good standing

Flex Loan rates

Loan AmountAPR*TermApplication Fee**
$250.00 – $500.0028.0%Up to 3 months$20
$500.01 – $1,000.0028.0%Up to 6 months$20

Apply in 3 easy steps

hammock
Flex loan

Step 1

Log in

Log in to mobile or online banking.

Step 2

More menu

Head to the more menu and look for Flex Loan.

Step 3

Submit

Submit your application and get your money the same day.

Get started today

Apply for your Flex Loan in minutes!

1 Additional criteria may apply. For more information, please contact the loan department at 301.279.1964.

2 Limit of 3 Flex Loans in a 6-month time period.

* APR = Annual Percentage Rate. Payment example: $1,000 at 28.00% APR; 6 monthly payments of approximately $180.54.

** The Flex Loan has a $20 non-refundable loan application fee.

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