The ONE card
ONE card. Three ways to earn cash back. The ONE Visa® Signature Rewards card from SkyPoint Federal Credit Union lets you keep earning on all those everyday purchases.
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9.99% APR* on purchases and balance transfers for 12 months
When you open a new ONE card, enjoy a 9.99% intro APR* on purchases1 and balance transfers2 for the first 12 months.
Cash back
- 3% cash back on gas purchases
- 2% cash back on grocery purchases
- 1.5% cash back on everyday purchases
Cash bonus
Earn a $200 Cash Bonus if you spend $1,000 in the first 90 days from account opening.3
The right card for you
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Rewards Made Simple! Shop with ease and get rewarded for it.
- Spend $3,000 within the first 3 months and earn 10,000 bonus points
- Earn 1 point for every $1 you spend
- Enjoy a low rate
Swipe with confidence. Whether you’re paying for everyday expenses or making larger purchases, our low variable rate lets you swipe with confidence.
- Enjoy a low variable rate
- No balance transfer fee
- No annual fee
Shop with security. Know that your credit line is secured by the funds in your SkyPoint account.
- Build your credit score
- Your credit line is secure
- No balance transfer fee
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* APR=Annual Percentage Rate.
1 9.99% APR for 12 months after account approval. After the 12-month promotional period, APR will be as low as 16.24% APR and as high as 18.00% APR. The APR may vary with the market based on the Prime Rate.
2 9.99% APR on balance transfers for 12 months after account approval. Balance transfers are subject to a 3% balance transfer fee. Promotional rate does not apply to existing SkyPoint card balances.
3 Bonus is for new cardholders only. Cardholders that upgrade from other card types are not eligible to receive this bonus.
Refer to The ONE Offers terms and conditions and Guide to Benefits for program details.
