Martin Luther King Jr. Day Closure

In observance of Martin Luther King Jr. Day, our offices will be closed on Monday, January 19. We’ll reopen with regular hours on Tuesday, January 20. During this time, members can still access their accounts through online and mobile banking, ATMs, and shared branches.

Skypoint Federal Credit Union

Phone# 301.279.1964
Routing# 255077891

Summer Savings

Designed specifically for 10-month school employees, the Summer Savings account will help you bridge the income gap in the summer.

Open nowCheck status

No minimum balance

Choose the right balance for your budget.

Penalty-free withdrawals

Withdraw at your leisure during winter, spring and summer breaks.

Direct deposit

Send a portion of your direct deposit to save for your summer expenses.

Savings rates

ProductRate*APY**
Regular Savings 10.05%0.05%
Special Savings0.05%0.05%
Summer Savings0.05%0.05%
Holiday Savings0.05%0.05%

Savings that’s full of features

Explore our other savings options

Looking to start your relationship with SkyPoint Federal Credit Union? Our Regular Savings account will get you started!1

  • Free online and mobile banking
  • Earn dividends
  • Direct deposit

Join today Learn more

Saving for something special? Open a Special Savings account to keep that special money separate.

  • Customize
  • No minimum balance
  • Free online and mobile banking

Open now Learn more

Saving money for the holiday season is easy with a Holiday Club Savings account!

  • No minimum balance
  • Free online and mobile banking
  • Penalty-free withdrawals

Open now Learn more

Get started today

Open your Summer Savings account in minutes!

1 Members with only a Regular Savings are subject to a minimum balance requirement. Failure to meet this requirement may result in a fee. Please refer to the Service Charge Schedule for more information.

* Rate = Dividend Rate.

** APY=Annual percentage yield. Rates are subject to change without notice at any time. The stated APY is accurate as of 01/16/26. Fees may reduce earnings.

Resources to Help Guide You Through Life

~

couple on the couch

Struggling to Set 2026 Financial Goals? Get an AI Assist

Is ‘Soft Saving’ Smart — or Short-Sighted?

Many Americans are Stressed About Money, 6 Ways to Cope