Drive-Thru Update for Our Members

Our drive-thru is currently down due to intermittent technical issues. We are working to get it back up as quickly as possible. In the meantime, our team is ready to help you inside the branch. If you need to make a transaction or have questions, please stop in. You can also call us at 301.279.1964 for assistance. Thank you for your patience.

Skypoint Federal Credit Union

Phone# 301.279.1964
Routing# 255077891

Checking Made Simple

Enjoy the freedom of Simple Checking from SkyPoint

Open NowCheck Status

Simple Checking, But Full of Features

  • No minimum balance
    • Keep as much or as little as you need.
  • No monthly service charges*
    • There are no monthly or hidden service charges.
  • Free Visa® debit card
    • Enjoy convenient access to your funds anywhere Visa® is accepted.

All SkyPoint checking accounts come with amazing benefits like:

Get what you need with online, mobile, and telephone banking.

Transfer from your savings account or personal line of credit.

When you’re short on cash, SkyPoint checking as you covered up to $750.²

Create the Right Experience for You

Find the account thats right for your lifestyle

When you are looking for a little more from your checking account, choose High Yield Checking from SkyPoint. High Yield Checking’s features allow you to:

  • Earn up to 4.0% APY2 on your balance.
  • Get up to $20 in ATM fee refunds per month.1
  • Receive a free Visa® debit card.

Open a High Yield Checking

Learn More

If earning cash back on your debit card purchases fits your lifestyle better, SkyPoint’s Cash Back Checking is where it’s at. Cash Back Checking features allow you to:

  • Earn 2% cash back on qualifying debit card transactions.3
  • Get up to $20 in ATM fee refunds per month.4
  • Receive a free Visa® debit card.

Open a Cash Back Checking

Learn more

Open in 3 easy steps!

Couple on couch with laptop
SkyPoint Apply Now Checking
SkyPoint Account confirmation

Step 1

Eligiblity

Double check your membership eligibility. You may qualify based on where you live, work, attend school, worship, or volunteer.

Step 2

Gather your information

We will need your personal information and a valid identification.

Step 3

Membership application

Submit a membership application. You can become a member with just a regular savings account and five dollars.

Get started today!

Open your new Checking account in minutes!

1There are certain fees that apply on an individual basis, such as the overdraft fee. See the Service Charge Schedule for details on the various charges SkyPoint may assess.

2Please refer to our Courtesy Pay Disclosure for more information.

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