Drive-Thru Update for Our Members

Our drive-thru is currently down due to intermittent technical issues. We are working to get it back up as quickly as possible. In the meantime, our team is ready to help you inside the branch. If you need to make a transaction or have questions, please stop in. You can also call us at 301.279.1964 for assistance. Thank you for your patience.

Skypoint Federal Credit Union

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Phone# 301.279.1964
Routing# 255077891

SkyPoint High Yield Checking

Earn a prime rate on your checking balance

Open NowCheck Status

When You’re Looking for More From Your Checking

  • Earn up to 4.00% APY1
    • Earn 4.00% APY on the first $20,000 in balances and earn 0.50% APY on $20,001+ when your account qualifies each month.1
  • Get up to $20 in ATM refunds2
    • Get up to $20 in non-SkyPoint ATM fees reimbursed each month.
  • Free Visa® debit card
    • Get convenient access to your funds anywhere Visa® is accepted.

All SkyPoint checking accounts come with amazing benefits like:

Get what you need with online, mobile, and telephone banking.

Transfer from your savings account or personal line of credit.

When you’re short on cash, SkyPoint checking as you covered up to $750.³

High Yield Checking Rates

High Yield CheckingRate*APY**
$0 – $20,000.003.93%4.00%
$20,000.01 and Over0.50%0.50%

Create the Right Experience for You

Find the account thats right for your lifestyle

Simple Checking

Looking for the simple way to manage your money? A Simple Checking account is your solution! Simple Checking offers:

  • No minimum balance
  • No monthly service charges1
  • Free Visa® debit card with purchase rewards

Open Yours Today

Learn More

Cash Back Checking

If earning cash back on your debit card purchases fits your lifestyle better, SkyPoint’s Back Checking is where it’s at. Cash Back Checking features allow you to:

  • Earn 2% cash back on qualifying debit card transactions.3
  • Get up to $20 in ATM fee refunds per month.4
  • Receive a free Visa® debit card.

Open a Cash Back Checking

Learn more

Open in 3 easy steps

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SkyPoint Apply Now Savings
SkyPoint Account confirmation

Step 1

Eligibility

Double check your membership eligibility. You may qualify based on where you live, work, attend school, worship, or volunteer.

Step 2

Gather your Information

We will need your personal information and a valid identification.

Step 3

Membership application

Submit a membership application. You can become a member with just a regular savings account and five dollars.

Get started today!

Open your new Checking account in minutes!

Open now

1APY is annual percentage yield. Members enrolled in SkyPoint Prime Checking earn 4.00% APY on the first $20,000 in balances. Balances $20,001+ earn 0.50% APY. Members must be enrolled in estatements, deposit at least $250 using ACH, and have at least 20 debit card transactions during the monthly period to qualify for the 4.00% APY rate.

2Non-SkyPoint ATM fees will be reimbursed up to $20 per month for members enrolled in SkyPoint Cash Back or SkyPoint High Yield Checking when qualifications are met. Members must be enrolled in e-statements, have at least $250 in ACH deposits, and have at least 20 debit card transactions during the monthly period to qualify for ATM fee refunds.

3Please refer to our Courtesy Pay Disclosure for more information.

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