Drive-Thru Update for Our Members

Our drive-thru is currently down due to intermittent technical issues. We are working to get it back up as quickly as possible. In the meantime, our team is ready to help you inside the branch. If you need to make a transaction or have questions, please stop in. You can also call us at 301.279.1964 for assistance. Thank you for your patience.

Skypoint Federal Credit Union

Phone# 301.279.1964
Routing# 255077891

SkyPoint Cash Back Checking

The checking account that gives you cash back

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When You’re Looking for More From Your Checking

  • Get 2% cash back1
    • Earn a 2% cash back rebate on qualifying debit card transactions when your account qualifies each month.
  • Get up to $20 in ATM refunds2
    • Get up to $20 in non-SkyPoint ATM fees reimbursed each month.
  • Free Visa® debit card
    • Convenient access to your funds anywhere Visa® is accepted.

All SkyPoint checking accounts come with amazing benefits like:

Get what you need with online, mobile, and telephone banking.

Transfer from your savings account or personal line of credit.

When you’re short on cash, SkyPoint checking has you covered up to $750.³

Create the Right Experience for You

Find the account thats right for your lifestyle

Looking for the simple way to manage your money? A Simple Checking account is your solution! Simple Checking offers:

  • No minimum balance
  • No monthly service charges1
  • Free Visa® debit card with purchase rewards

Open Yours Today

Learn More

When you are looking for a little more from your checking account, choose High Yield Checking from SkyPoint. High Yield Checking’s features allow you to:

  • Earn up to 4.0% APY2 on your balance.
  • Get up to $20 in ATM fee refunds per month.1
  • Receive a free Visa® debit card.

Open a High Yield Checking

Learn More

Open in 3 easy steps

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SkyPoint Apply Now Savings
SkyPoint Account confirmation

Step 1

Eligibility

Double check your membership eligibility. You may qualify based on where you live, work, attend school, worship, or volunteer.

Step 2

Gather your information

We will need your personal information and a valid identification.

Step 3

Membership application

Submit a membership application. You can become a member with just a regular savings account and five dollars.

Get started today!

Open your new Checking account in minutes!

1Members enrolled in SkyPoint Cash Back Checking earn 2% cash back rebate each month on all qualified debit card transactions during the month. Members must be enrolled in estatements, deposit or withdraw at least $250 using ACH, and have at least 20 debit card transactions during the monthly period to qualify for the cash-back rebate.

2Non-SkyPoint ATM fees will be reimbursed up to $20 per month for members enrolled in SkyPoint Cash Back or SkyPoint High Yield Checking when qualifications are met. Members must be enrolled in estatements, deposit at least $250 using ACH, and have at least 20 debit card transactions during the monthly period to qualify for ATM fee refunds.

3Please refer to our Courtesy Pay Disclosure for more information.

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