Free Checking full of features
Keep as much or as little as you need.
No monthly or hidden service charges.
Convenient access to your funds anywhere Visa® is accepted.
With Purchase Rewards on everyday transaction.
With online, mobile and telephone banking.
Transfer from your Savings account or Personal Line of Credit.
Open an account in 3 easy steps
Additional benefits
Courtesy Pay – are you short on cash? No worries, we have you covered with Courtesy Pay. Your SkyPoint checking account may be overdrawn up to $750.00 in case of an emergency for a minimal service charge. Please refer to our Courtesy Pay Disclosure for more information.
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* There are certain fees that apply on an individual basis, such as the ‘Overdraft Fee.’ See the Service Charge Schedule for details on the various charges SkyPoint may assess.
1 APY=Annual percentage yields. Rates are subject to change without notice at any time. The stated APY is accurate as of 06/13/25. Fees may reduce earnings.
Resources to Help Guide You Through Life
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Facing Tariffs, Should Shoppers Seek ‘Made in USA’ Goods?
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